4655 Settles Point Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4655 Settles Point Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,968 sqft · built 1990
Lot Size	0.81 acres (35,283 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2008)
Tax Bill	$5,827 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-277-104`

Property Details

APN / Parcel Number

Primary APN	`7-277-104`
Alternative APNs	`R7277-104` `1431565`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,968 sqft Living Area
Gross Area	4,584 sqft
1st Floor Area	1,136 sqft
Attic	Attic
Attic Area	232 sqft
Basement Area	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,283 sqft (0.81 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	279 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4655 SETTLES POINT RD
City	SUWANEE
State	GA
Zip	30024-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L15 BB SETTLES BRIDGE 1
Legal Subdivision	SETTLES BRIDGE 1
Legal Block	B
Legal Lot Number	15
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1008
Census Tract	50242

Owner

4655 Settles Point Rd is owned and occupied by two individuals who bought it in July 2008.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4655 SETTLES POINT RD, SUWANEE, GA 30024-1988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2008 · Amount on File
Deed Sale	Jul 29, 2008 · Amount on File
Prior Sale	Jul 29, 2008 · Amount on File
Deed Book / Page	48995 / 111
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0489950111
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4655 SETTLES POINT RD, SUWANEE, GA 30024-1988
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 SETTLES POINT RD, SUWANEE, GA 30024-1988

Mortgage

Document Number	0584050000000260
Date	Feb 22, 2021
Book Page	0000058405/0000000260

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4655 SETTLES POINT RD, SUWANEE, GA 30024-1988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0551760858
Date	Jun 9, 2017
Book Page	55176/858

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4655 SETTLES POINT RD, SUWANEE, GA 30024-1988
Document Number	0560220489
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4655 SETTLES POINT RD SUWANEE GA 300241988, SUWANEE, GA 30024-1988

Mortgage

Document Number	0560220489
Date	Jul 23, 2018
Book Page	056022/000489

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4655 Settles Point Rd was $5,827.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,827.00	$235,480 Land $38,000 Building $197,480	$588,700 Land $95,000 Building $493,700
2023	$5,692.00	$243,400 Land $40,800 Building $202,600
2022			$608,500 Land $102,000 Building $506,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4655 Settles Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4655 Settles Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Settles Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures