4630 Settles Point Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4630 Settles Point Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,269 sqft · built 1988
Lot Size	0.569 acres (24,829 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,063 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-277-052`

Property Details

APN / Parcel Number

Primary APN	`7-277-052`
Alternative APN	`R7277 052`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,269 sqft Living Area
1st Floor Area	1,138 sqft
Basement Area	1,122 sqft
Finished Basement	785 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.569 acres)
Terrain	High
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	7277052
Street Address	4630 SETTLES POINT RD
City	SUWANEE
State	GA
Zip	30024-1987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L13 BA SETTLES BRIDGE 1
Legal Subdivision	SETTLES BRIDGE
Legal Block	A
Legal Lot Number	13
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1025
Census Tract	50242

Owner

4630 Settles Point Rd is owned and occupied by two individuals who acquired it in March 2018.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4630 SETTLES POINT RD, SUWANEE, GA 30024-1987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Apr 2, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018
Deed Sale	Mar 26, 2018
Prior Sale	Jun 17, 2014 · Amount on File
Deed Document Number	0055791418
Deed Book / Page	52980 / 186
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4630 SETTLES POINT RD, SUWANEE, GA 30024-1987
Document Number	0582440601
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4630 SETTLES POINT RD SUWANEE GA 300241987, SUWANEE, GA 30024-1987

Mortgage

Document Number	0582440601
Date	Jan 6, 2021
Book Page	058244/000601

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2041

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 2, 2018
Property Address	4630 SETTLES POINT RD, SUWANEE, GA 30024-1987
Document Number	0557910418
Book / Page	055791 / 000418
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4630 SETTLES POINT RD SUWANEE GA 300241987, SUWANEE, GA 30024-1987

Mortgage

Document Number	557910419
Date	Apr 2, 2018
Book Page	055791/000419

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 4630 Settles Point Rd was $5,063 with a homeowner's exemption.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,063.00	$213,920 Land $38,000 Building $175,920	$534,800 Land $95,000 Building $439,800
2023	$4,859.00	$219,000 Land $40,800 Building $178,200
2022			$547,500 Land $102,000 Building $445,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4630 Settles Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4630 Settles Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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