4645 Settles Point Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4645 Settles Point Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,227 sqft · built 1987
Lot Size	0.83 acres (36,154 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jan 2011)
Tax Bill	$6,077 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-277-105`

Property Details

APN / Parcel Number

Primary APN	`7-277-105`
Alternative APNs	`R7277-105` `1431573`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,227 sqft Living Area
Gross Area	4,733 sqft
Attic	Attic
Attic Area	202 sqft
Basement Area	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,154 sqft (0.83 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4645 SETTLES POINT RD
City	SUWANEE
State	GA
Zip	30024-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L14 BB SETTLES BRIDGE #1
Legal Subdivision	SETTLES BRIDGE
Legal Block	B
Legal Lot Number	14
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1008
Census Tract	50242

Owner

Source: Gwinnett County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4645 SETTLES POINT RD, SUWANEE, GA 30024-1988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2011 · Amount on Record
Deed Sale	Jan 4, 2011 · Amount on Record
Prior Sale	Jan 21, 2009
Deed Book / Page	50476 / 517
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4645 SETTLES POINT RD, SUWANEE, GA 30024-1988
Document Number	0571080594
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 SETTLES POINT RD SUWANEE GA 300241988, SUWANEE, GA 30024-1988

Mortgage

Document Number	0571080594
Date	Dec 16, 2019
Book Page	057108/000594

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2044

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,077.00 (+1.5%)	$239,280 (-4.01%) Land $38,000 Building $201,280	$598,200 (-4.01%) Land $95,000 Building $503,200
2023	$5,987.00	$249,280 Land $40,800 Building $208,480
2022			$623,200 Land $102,000 Building $521,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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