4655 Oakbough Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4655 Oakbough Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,559 sqft · built 1970
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2022)
Tax Bill	$5,896 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0344-009-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0344-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4655 OAKBOUGH WAY
City	CARMICHAEL
State	CA
Zip	95608-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT HILLS 09, LOT 685
Legal Subdivision	LARCHMONT HILLS 09
Legal Lot Number	685
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5010
Census Tract	7903

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4655 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Nov 1, 2010 · Amount on Record
Deed Book / Page	20220831 / 939
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	0000000297
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 31, 2022
Property Address	4655 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166
Document Number	0000000939
Map Reference	MB 84 MAP 11
Instrument Date	Aug 29, 2022
Instrument	2022083100939
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4655 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166

Mortgage

Document Number	0000000940
Date	Aug 31, 2022
Instrument	2022083100940

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000000941
Date	Aug 31, 2022
Instrument	2022083100941

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4655 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166

Mortgage

Document Number	2021083001875
Date	Aug 30, 2021
Instrument	2021083001875

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4655 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166
Document Number	2008110746
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 OAKBOUGH WAY CARMICHAEL CA 956081166, CARMICHAEL, CA 95608-1166

Mortgage

Document Number	2008110746
Date	Aug 11, 2020
Instrument	2008110746

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4655 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166
Document Number	1708171013
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 OAKBOUGH WAY CARMICHAEL CA 956081166, CARMICHAEL, CA 95608-1166

Mortgage

Document Number	1708171013
Date	Aug 17, 2017
Instrument	1708171013

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,073 (+2%) Land $143,263 Building $360,810
2025	$5,896.00 (+2.18%) Homeowner's exemption	$494,190 (+4.04%) Land $140,454 Building $353,736
2024	$5,770.00 (+1.64%)
2023	$5,677.00 (+80.74%) Homeowner's exemption	$475,000 Land $135,000 Building $340,000
2022	$3,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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