4650 Oakbough Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4650 Oakbough Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,946 sqft · built 1970
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Sep 2015)
Tax Bill	$5,429 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0343-017-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0343-017-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	1,022 sqft
2nd Floor Area	924 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4650 OAKBOUGH WAY
City	CARMICHAEL
State	CA
Zip	95608-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT HILLS 09, LOT 693
Legal Subdivision	LARCHMONT HILLS 09
Legal Lot Number	693
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5011
Census Tract	7903

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4650 OAKBOUGH WAY, CARMICHAEL, CA 95608-1167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT PTRS GRP
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT PTRS GRP
Jun 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Prior Sale	Feb 10, 2015 · Amount on Record
Deed Book / Page	20150904 / 664
Prior Transfer Date	Nov 24, 2014
Prior Transfer Doc	0000000001
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4650 OAKBOUGH WAY, CARMICHAEL, CA 95608-1167
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 OAKBOUGH WAY, CARMICHAEL, CA 95608-1167

Mortgage

Document Number	0000000067
Date	Oct 10, 2025
Instrument	202510100067

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4650 OAKBOUGH WAY, CARMICHAEL, CA 95608-1167
Document Number	1908301109
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4650 OAKBOUGH WAY CARMICHAEL CA 956081167, CARMICHAEL, CA 95608-1167

Mortgage

Document Number	1908301109
Date	Aug 30, 2019
Instrument	1908301109

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4650 OAKBOUGH WAY, CARMICHAEL, CA 95608-1167
Document Number	1803281408
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4650 OAKBOUGH WAY CARMICHAEL CA 956081167, CARMICHAEL, CA 95608-1167

Mortgage

Document Number	1803281408
Date	Mar 28, 2018
Instrument	1803281408

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 13, 2017
Property Address	4650 OAKBOUGH WAY, CARMICHAEL, CA 95608-1167
Document Number	1706130426
Instrument Date	May 23, 2017
Instrument	1706130426
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4650 OAKBOUGH WAY CARMICHAEL CA 956081167, CARMICHAEL, CA 95608-1167

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,570 (+2%) Land $96,592 Building $319,978
2025	$5,429.00 (+14.15%) Homeowner's exemption	$408,403 (+4.04%) Land $94,699 Building $313,704
2024	$4,756.00 (+1.65%)
2023	$4,679.00 (+2.07%) Homeowner's exemption	$392,546 Land $91,023 Building $301,523
2022	$4,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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