4643 Oakbough Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4643 Oakbough Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,744 sqft · built 1970
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Feb 2016)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236-0344-011-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0344-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,744 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	912 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4643 OAKBOUGH WAY
City	CARMICHAEL
State	CA
Zip	95608-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT HILLS 09, LOT 687
Legal Subdivision	LARCHMONT HILLS 09
Legal Lot Number	687
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5010
Census Tract	7903

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4643 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2016 · Amount on Record
Deed Sale	Feb 11, 2016 · Amount on Record
Deed Book / Page	20160211 / 985
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4643 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166
Document Number	2007081034
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 OAKBOUGH WAY CARMICHAEL CA 956081166, CARMICHAEL, CA 95608-1166

Mortgage

Document Number	2007081034
Date	Jul 8, 2020
Instrument	2007081034

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 7, 2045

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4643 OAKBOUGH WAY, CARMICHAEL, CA 95608-1166
Document Number	1708070547
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 OAKBOUGH WAY CARMICHAEL CA 956081166, CARMICHAEL, CA 95608-1166

Mortgage

Document Number	1708070547
Date	Aug 7, 2017
Instrument	1708070547

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$374,306 (+2%) Land $96,592 Building $277,714
2025	$4,359.00 (+2.18%) Homeowner's exemption	$366,968 (+4.04%) Land $94,699 Building $272,269
2024	$4,266.00 (+1.64%)
2023	$4,197.00 (+2.09%) Homeowner's exemption	$352,721 Land $91,023 Building $261,698
2022	$4,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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