4654 McKenzie Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 4654 McKenzie Ave, Tracy, CA 95377 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2019
Square Footage3,565 sqft Living Area
Lot Size6,000 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$640,000 (2019)
Tax Bill$12,539.00 (2025)

Owner

Source: San Joaquin County records · APN 240-740-140-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4654 MCKENZIE AVE, TRACY, CA 95377-8478
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 16, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Deed Doc Number2019-088315
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4654 MCKENZIE AVE, TRACY, CA 95377-8478
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 MCKENZIE AVE, TRACY, CA 95377-8478

Mortgage

Document Number0000140866
DateAug 24, 2021
Instrument2021-140866
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4654 MCKENZIE AVE, TRACY, CA 95377-8478
Document Number0000084653
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedJul 29, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4654 MCKENZIE AVE TRACY CA 953778478, TRACY, CA 95377-8478

Mortgage

Document Number0000084653
DateJul 15, 2020
Instrument84653
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 16, 2019
Property Address4654 MCKENZIE AVE, TRACY, CA 95377-8478
Document Number0000088315
Instrument DateAug 15, 2019
Instrument88315
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 30, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$704.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4654 MCKENZIE AVE TRACY CA 953778478, TRACY, CA 95377-8478

Mortgage

Document Number88316
DateAug 16, 2019
Instrument88316
Lender
NameMICHIGAN MUTUAL
TypeFunding / Finance Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2049

Mortgage

Document Number88317,
DateAug 16, 2019
Instrument88317
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,539.00 (+4.69%)$699,928 (+4.04%) Land $131,235 Building $568,693
2023$11,977.00 (+2.11%)$672,751 Land $126,140 Building $546,611
2022$11,729.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 45% of California
Wildfire LikelihoodAbout 1 in 284 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN240-740-140-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms8 Rooms
Building Area3,565 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Architectural StyleCustom Design Style
Construction TypeWood Construction
Lot Area6,000 sqft (0.137 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area707 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address4654 MCKENZIE AVE
CityTRACY
StateCA
Zip95377-8478
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Subdivision3872 ELLIS PH 16
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup2
Census Block2074
Census Tract5213

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