San Joaquin County property record for 4554 McKenzie Ave, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,565 sqft · built 2019 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $988,000 (Jul 2021) |
| Tax Bill | $15,435 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-730-330-000 |
| Primary APN | 240-730-330-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,565 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 707 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 240-730-33 |
|---|---|
| Street Address | 4554 MCKENZIE AVE |
| City | TRACY |
| State | CA |
| Zip | 95377-8465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ELLIS PH 1B |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 5213 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4554 MCKENZIE AVE, TRACY, CA 95377-8465 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 8, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 5, 2020 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EXCEL MTG SVCS |
| Jul 5, 2019 | Grant Deed, Subdivision Related Transfer EXCEL MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Prior Sale | Jul 5, 2019 · Amount on Record |
| Deed Document Number | 2021114733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 8, 2021 |
| Property Address | 4554 MCKENZIE AVE, TRACY, CA 95377-8465 |
| Document Number | 0000114733 |
| Map Reference | MB 42 PG 91 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021-114733 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 893 HAVASU CT, LIVERMORE, CA 94551-8882 |
| Document Number | 0000114734 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021-114734 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4554 MCKENZIE AVE, TRACY, CA 95377-8465 |
| Document Number | 0000155321 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | WFG NATIONAL TITLE-IRVINE, WFG NAT'L TITLE-IRVINE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4554 MCKENZIE AVE TRACY CA 953778465, TRACY, CA 95377-8465 |
| Document Number | 0000155321 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 155321 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4554 MCKENZIE AVE, TRACY, CA 95377-8465 |
| Document Number | 0000155320 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4554 MCKENZIE AVE TRACY CA 953778465, TRACY, CA 95377-8465 |
| Document Number | 0000155320 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 155320 |
| Name | EXCEL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | PLEASANTON, CA 94566 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 5, 2019 |
| Property Address | 4554 MCKENZIE AVE, TRACY, CA 95377-8465 |
| Document Number | 0000070947 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 70947 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $698.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4554 MCKENZIE AVE TRACY CA 953778465, TRACY, CA 95377-8465 |
| Document Number | 70948 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 70948 |
| Name | EXCEL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | PLEASANTON, CA 94588 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 4, 2049 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,435.00 (-4.85%) | ||
| 2025 | $16,221.00 (+4.77%) | $1,048,472 (+4.04%) Land $313,056 Building $735,416 | |
| 2023 | $15,482.00 (+2.04%) | $1,007,760 Land $300,900 Building $706,860 | $1,040,940 |
| 2022 | $15,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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