4634 McKenzie Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 4634 McKenzie Ave, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,755 sqft · built 2019
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Aug 2026)
Tax Bill$13,069 (2026)
Deeds & MortgagesAug 2026 Sale
May 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN240-740-150-000

Property Details

APN / Parcel Number

Primary APN240-740-150-000
Alternative APN
  • 240-740-15

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,755 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Garage Area705 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number240-740-15
Street Address4634 MCKENZIE AVE
CityTRACY
StateCA
Zip95377-8478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionELLIS
Legal Block2
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2074
Census Tract5213

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address30699 TIDEWATER DR, UNION CITY, CA 94587-1624
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Grant Deed, Transfer
FIRST AMERICAN TITLE
May 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
E-CHICAGO TITLE, CHICAGO TITLE
Aug 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
ANDREE YANG
Sep 20, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
AMWEST FNDG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2026 · Amount on Record
Deed SaleAug 17, 2026 · Amount on Record
Prior SaleSep 20, 2019 · Amount on Record
Deed Document Number202674717
Record UpdatedOct 29, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 17, 2026
Property Address4634 MCKENZIE AVE, TRACY, CA 95377-8478
Document Number0000074717
Instrument DateAug 12, 2026
Instrument202674717
Transaction TypeTransfer
Record UpdatedSep 1, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$105,545.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30699 TIDEWATER DR, UNION CITY, CA 94587-1624

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateMay 14, 2026
Property Address4634 MCKENZIE AVE, TRACY, CA 95377-8478
Document Number0000044489
Instrument DateMay 12, 2026
Instrument202644489
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4634 MCKENZIE AVE, TRACY, CA 95377-8478

Mortgage

Document Number0000044489,
DateMay 14, 2026
Instrument202644489
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4634 MCKENZIE AVE, TRACY, CA 95377-8478
Transaction TypeMortgage
Record UpdatedAug 23, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4634 MCKENZIE AVE, TRACY, CA 95377-8478

Mortgage

Document Number0000063803
DateAug 11, 2023
Instrument2023-063803
Lender
NameANDREE YANG
TypePrivate Party
Address4634 MCKENZIE AVE, TRACY, CA 95377
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 20, 2019
Property Address4634 MCKENZIE AVE, TRACY, CA 95377-8478
Document Number0000104900
Instrument DateSep 8, 2019
Instrument104900
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 9, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$737.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4634 MCKENZIE AVE TRACY CA 953778478, TRACY, CA 95377-8478

Mortgage

Document Number104901
DateSep 20, 2019
Instrument104901
Lender
NameAMWEST FNDG CORP
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2049
Interest
Rate TypeAdjustable Rate
Rate5.37%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,069.00 (+1.95%)
2025$12,819.00 (+4.73%) Homeowner's exemption$732,628 (+4.04%) Land $131,235 Building $601,393
2023$12,240.00 (+2.11%) Homeowner's exemption$704,181 Land $126,140 Building $578,041$936,630
2022$11,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20

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