Osceola County property record for 4654 Hickory Tree Ln, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,852 sqft Living Area |
| Lot Size | 210,699 sqft (4.83 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,954 (2017) |
| Tax Bill | $4,635.00 (2024) |
| Primary APN | 32-26-31-4950-0001-0650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,852 sqft Living Area |
| Gross Area | 4,524 sqft Gross Area |
| 1st Floor | 2,540 sqft 1st Floor |
| Upper Floors | 312 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 210,699 sqft (4.83 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 529 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 377 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Deck Area | 554 sqft Deck |
| Porch Area | 543 sqft Porch |
| Pole Structure | 192 sqft Pole Structure |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4654 HICKORY TREE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9004 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 28 LOT 65 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 650 |
| Legal Lot Number | 65 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43802 |
Source: Osceola County records · APN 32-26-31-4950-0001-0650
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4654 HICKORY TREE LN, SAINT CLOUD, FL 34772-9004 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jan 05, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2017 · Amount on Record |
| Deed Sale | Jan 05, 2017 · Amount on Record |
| Prior Sale | Dec 01, 2016 · Amount on Record |
| Deed Doc Number | 20172402 |
| Deed Book / Page | 5081 / 745 |
| Last Transfer Date | Apr 24, 2024 |
| Transfer Doc | 0066421873 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4654 HICKORY TREE LN, SAINT CLOUD, FL 34772-9004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056930166 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 5693/166 |
| Instrument | 2020037752 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 05, 2017 |
| Property Address | 4654 HICKORY TREE LN, SAINT CLOUD, FL 34772-9004 |
| Document Number | 0050810745 |
| Book / Page | 5081 / 0745 |
| Map Reference | MB B PG28 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017002402 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,897.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 451683, KISSIMMEE, FL 34745-1683 |
| Document Number | 0050810760 |
|---|---|
| Date | Jan 05, 2017 |
| Instrument | 5081/0760 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,857.00 (+4.79%) | $340,023 (+5.99%) | $703,300 (+19.28%) Land $170,100 Building $533,200 |
| 2024 | $4,635.00 (+2.07%) | ||
| 2023 | $4,541.00 (+3.96%) Homeowner's exemption | $320,817 (+3%) | $589,600 (+28.17%) Land $163,400 Building $426,200 |
| 2022 | $4,368.00 Homeowner's exemption | $311,473 | $460,000 Land $108,900 Building $351,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 179 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures