4652 Smitty Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 4652 Smitty Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,482 sqft · built 2005
Lot Size	0.23 acres (9,919 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2018)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093L-C-003.00-000`

Property Details

APN / Parcel Number

Primary APN	`093L-C-003.00-000`
Alternative APNs	`093L C 00300` `R0058757`

Interior

Full Baths	2.5 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,482 sqft Living Area
1st Floor Area	4,090 sqft
Upper Floors Area	874 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	9,919 sqft (0.23 acres)
Lot Dimensions	123 ft deep x 80.5 ft wide
Garage Type	Attached
Garage Area	1,176 sqft
Driveway	Driveway
Porch	Slab
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0058757
Street Address	4652 SMITTY DR
City	MURFREESBORO
State	TN
Zip	37128-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80.51X123.21 IRR LOT 3 BLACKMAN COVE SEC I PB 28 PG 78
Legal Subdivision	BLACKMAN COVE SEC 1
Legal Lot Number	3
Jurisdiction	RUTHERFORD TN
Township / Civil Division	20
Census Block Group	1
Census Block	1022
Census Tract	40907

Owner

4652 Smitty Dr is owned and occupied by an individual who acquired it in October 2018.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	4652 SMITTY DR, MURFREESBORO, TN 37128-5120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANT BK
Oct 19, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage RELIANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Oct 11, 2006
Deed Document Number	20182152907
Deed Book / Page	1685 / 3104
Last Transfer Date	Oct 18, 2018
Transfer Doc	17202684
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4652 SMITTY DR, MURFREESBORO, TN 37128-5120
Document Number	RB18933450
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4652 SMITTY DR MURFREESBORO TN 371285120, MURFREESBORO, TN 37128-5120

Mortgage

Document Number	RB18933450
Date	Apr 23, 2020
Book Page	001893/003450
Instrument	2270521

Lender

Name	RELIANT BK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Apr 22, 2059

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Oct 19, 2018
Property Address	4652 SMITTY DR, MURFREESBORO, TN 37128-5120
Document Number	RB17202684
Book / Page	001720 / 002684
Instrument Date	Oct 18, 2018
Instrument	2173998
Transaction Type	Transfer
Record Updated	Nov 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4652 SMITTY DR MURFREESBORO TN 371285120, MURFREESBORO, TN 37128-5120

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 25, 2018
Property Address	4652 SMITTY DR, MURFREESBORO, TN 37128-5120
Document Number	RB16853104
Book / Page	001685 / 003104
Instrument Date	Jun 22, 2018
Instrument	2152907
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FOUNDATION TITLE ESCROW MURFRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4652 SMITTY DR MURFREESBORO TN 371285120, MURFREESBORO, TN 37128-5120

Mortgage

Document Number	RB16853107
Date	Jun 25, 2018
Book Page	001685/003107
Instrument	2152908

Lender

Name	RELIANT BK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4652 Smitty Dr was $3,041.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,850 (+25.44%) Land $35,000 Building $99,850	$539,400 Land $140,000 Building $399,400
2025	$3,041.00	$107,500 Land $13,750 Building $93,750
2023	$3,041.00	$107,500 Land $13,750 Building $93,750	$430,000 (-) Land $55,000 Building $375,000
2022			$430,000 Land $55,000 Building $375,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4652 Smitty Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4652 Smitty Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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