4633 Smitty Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 4633 Smitty Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2,414 sqft · built 2006
Lot Size	0.276 acres (12,022 sqft)
Owner	Individual Name on File
Last Sale	$547,500 (Jun 2026)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093L-D-039.00-000`

Property Details

APN / Parcel Number

Primary APN	`093L-D-039.00-000`
Alternative APNs	`093L D 03900` `R0088015`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,414 sqft Living Area
1st Floor Area	3,730 sqft
Upper Floors Area	1,098 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	12,022 sqft (0.276 acres)
Lot Dimensions	153 ft deep x 78.5 ft wide
Garage Type	Attached
Garage Area	960 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	576 sqft
Porch	Slab
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0088015
Street Address	4633 SMITTY DR
City	MURFREESBORO
State	TN
Zip	37128-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 BLACKMAN OAKS EAST SEC 1 PB 28-271 78.5 X 153.57 IRR
Legal Subdivision	BLACKMAN OAKS EAST SEC 1
Legal Lot Number	39
Jurisdiction	RUTHERFORD TN
Township / Civil Division	20
Census Block Group	1
Census Block	1033
Census Tract	40907

Owner

4633 Smitty Dr is owned and occupied by an individual who bought it in June 2026.

Source: Rutherford County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4633 SMITTY DR, MURFREESBORO, TN 37128-5121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 16, 2026	Warranty Deed, Transfer GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Jun 15, 2026 · Amount on File
Deed Document Number	20262654196
Deed Book / Page	2654 / 3186
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 15, 2026
Property Address	4633 SMITTY DR, MURFREESBORO, TN 37128-5121
Document Number	0002653807
Book / Page	2654 / 1465
Instrument Date	Jun 9, 2026
Instrument	20262653807
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	GREENE TITLE, GREENVUE TITLE

Transaction

Amount	Amount on Record
Tax	$204,600.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 SMITTY DR, MURFREESBORO, TN 37128-5121

Mortgage

Document Number	0002653807,
Date	Jun 15, 2026
Book Page	2654/1468
Instrument	20262653807

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	2654003189,
Date	Jun 16, 2026
Book Page	2654/3189

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 16, 2026
Property Address	4633 SMITTY DR, MURFREESBORO, TN 37128-5121
Document Number	0002654196
Book / Page	2654 / 3186
Instrument Date	Jun 9, 2026
Instrument	20262654196
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$204,600.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 SMITTY DR, MURFREESBORO, TN 37128-5121

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4633 SMITTY DR, MURFREESBORO, TN 37128-5121
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022903675
Date	Oct 14, 2022
Book Page	2290/3675
Instrument	2467960

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4633 SMITTY DR, MURFREESBORO, TN 37128-5121
Document Number	RB18883905
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4633 SMITTY DR MURFREESBORO TN 371285121, MURFREESBORO, TN 37128-5121

Mortgage

Document Number	RB18883905
Date	Apr 13, 2020
Book Page	001888/003905
Instrument	2268306

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 12, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4633 Smitty Dr was $3,153.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,900 (+27.48%) Land $35,000 Building $107,900	$571,600 Land $140,000 Building $431,600
2025	$3,153.00	$112,100 Land $13,750 Building $98,350
2023	$3,171.00	$112,100 Land $13,750 Building $98,350	$448,400 (+0.58%) Land $55,000 Building $393,400
2022			$445,800 Land $55,000 Building $390,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4633 Smitty Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4633 Smitty Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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