4656 Smitty Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 4656 Smitty Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	3,082 sqft · built 2006
Lot Size	0.226 acres (9,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Aug 2024)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093L-C-002.00-000`

Property Details

APN / Parcel Number

Primary APN	`093L-C-002.00-000`
Alternative APNs	`093L C 00200` `R0058756`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,082 sqft Living Area
1st Floor Area	5,195 sqft
Upper Floors Area	1,329 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	9,856 sqft (0.226 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	2,049 sqft
Driveway	Driveway
Porch	Slab
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0058756
Street Address	4656 SMITTY DR
City	MURFREESBORO
State	TN
Zip	37128-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80X123.22 IRR
Legal Subdivision	BLACKMAN COVE SEC 1
Legal Lot Number	2
Jurisdiction	RUTHERFORD TN
Township / Civil Division	20
Census Block Group	1
Census Block	1022
Census Tract	40907

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4656 SMITTY DR, MURFREESBORO, TN 37128-5120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 3, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Jan 5, 2024 · Amount on Record
Deed Document Number	20242555300
Deed Book / Page	2457 / 3106
Transfer Doc	0675003444
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jan 5, 2024
Property Address	4656 SMITTY DR, MURFREESBORO, TN 37128-5120
Document Number	0024033927
Book / Page	2403 / 3927
Map Reference	MB 28 PG 78
Instrument Date	Jan 4, 2024
Instrument	2527707
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,054.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4656 SMITTY DR, MURFREESBORO, TN 37128-5120
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20231724
Date	Jan 14, 2021
Book Page	2023/1724
Instrument	2333054

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 3, 2017
Property Address	4656 SMITTY DR, MURFREESBORO, TN 37128-5120
Document Number	RB15861406
Book / Page	001586 / 001406
Instrument Date	Jun 30, 2017
Instrument	2093020
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	PREMIER ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4656 SMITTY DR MURFREESBORO TN 371285120, MURFREESBORO, TN 37128-5120

Mortgage

Document Number	RB15861408
Date	Jul 3, 2017
Book Page	001586/001408
Instrument	2093021

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,800 (+23.56%) Land $35,000 Building $113,800	$595,200 (+23.56%) Land $140,000 Building $455,200
2025	$3,406.00	$120,425 (-) Land $13,750 Building $106,675
2023	$3,406.00	$120,425 Land $13,750 Building $106,675	$481,700 (-) Land $55,000 Building $426,700
2022			$481,700 Land $55,000 Building $426,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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