4650 Saratoga Dr, Redding, CA 96002 Property Records

Shasta County property record for 4650 Saratoga Dr, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,479 sqft · built 1988
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Trust Names on File
Last Sale	$985,000 (Jul 2022)
Tax Bill	$5,079 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jul 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054-420-021-000`

Property Details

APN / Parcel Number

Primary APN	`054-420-021-000`
Alternative APN	`05442021`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,479 sqft Living Area
1st Floor Area	4,479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	1,137 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	054420021000
Street Address	4650 SARATOGA DR
City	REDDING
State	CA
Zip	96002-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	WESTERN HOMES SUBDIVISION
Legal Lot Number	21
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2023
Census Tract	11402

Owner

4650 Saratoga Dr is owner-occupied and held in a trust since September 2022.

Source: Shasta County records, as of October 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4650 SARATOGA DR, REDDING, CA 96002-3715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Intrafamily Transfer, Transfer
Jul 7, 2022	Affidavit of Death of Joint Tenant, Transfer PLACER TITLE COMPANY
Jul 7, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 4, 2017	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Oct 4, 2017 · Amount on File
Deed Document Number	202221081
Last Transfer Date	Sep 27, 2022
Transfer Doc	0000028794
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Sep 27, 2022
Property Address	4650 SARATOGA DR, REDDING, CA 96002-3715
Document Number	0000028794
Map Reference	MB 14 PG 38
Instrument Date	Sep 27, 2022
Instrument	2022-0028794
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4650 SARATOGA DR, REDDING, CA 96002-3715

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SHASTA CA
Recording Date	Jul 7, 2022
Property Address	4650 SARATOGA DR, REDDING, CA 96002-3715
Document Number	0000021080
Map Reference	MB 14 PG 38
Instrument Date	Jul 5, 2022
Instrument	2022-0021080
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11061 DIAMOND STREAM DR, SPARKS, NV 89441

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jul 7, 2022
Property Address	4650 SARATOGA DR, REDDING, CA 96002-3715
Document Number	0000021081
Map Reference	MB 14 PG 38
Instrument Date	Jul 5, 2022
Instrument	2022-0021081
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4650 SARATOGA DR, REDDING, CA 96002-3715

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4650 SARATOGA DR, REDDING, CA 96002-3715
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 SARATOGA DR, REDDING, CA 96002-3715

Mortgage

Document Number	0000034528
Date	Aug 17, 2021
Instrument	2021-0034528

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4650 SARATOGA DR, REDDING, CA 96002-3715
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 SARATOGA DR, REDDING, CA 96002-3715

Mortgage

Document Number	0000013243
Date	Mar 31, 2021
Instrument	2021-0013243

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Oct 4, 2017
Property Address	4650 SARATOGA DR, REDDING, CA 96002-3715
Document Number	0000029649
Map Reference	MB14 PG38
Instrument Date	Oct 2, 2017
Instrument	2017-0029649
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4650 SARATOGA DR, REDDING, CA 96002-3715

Mortgage

Document Number	0000029650
Date	Oct 4, 2017
Instrument	2017-0029650

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4650 Saratoga Dr was $5,079 with a homeowner's exemption.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Pacheco Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$486,718 (+2%) Land $61,766 Building $424,952
2025	$5,079.00 Homeowner's exemption	$477,175 Land $60,555 Building $416,620
2023	$4,897.00 (-42.81%) Homeowner's exemption	$458,647 Land $58,204 Building $400,443
2022	$8,562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4650 Saratoga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4650 Saratoga Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Nearby Properties on Saratoga Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures