4590 Saratoga Dr, Redding, CA 96002 Property Records

Shasta County property record for 4590 Saratoga Dr, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,966 sqft · built 1988
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (May 2021)
Tax Bill	$8,611 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-430-020-000`

Property Details

APN / Parcel Number

Primary APN	`054-430-020-000`
Alternative APN	`05443020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,966 sqft Living Area
1st Floor Area	2,966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	054430020000
Street Address	4590 SARATOGA DR
City	REDDING
State	CA
Zip	96002-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	WESTERN HOMES SUBDIVISION
Legal Lot Number	20
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2023
Census Tract	11402

Owner

4590 Saratoga Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Shasta County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4590 SARATOGA DR, REDDING, CA 96002-3700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 14, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Dec 20, 2011 · Amount on File
Deed Document Number	202120595
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4590 SARATOGA DR, REDDING, CA 96002-3700
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4590 SARATOGA DR, REDDING, CA 96002-3700

Mortgage

Document Number	0000022949
Date	Oct 25, 2023
Instrument	2023-0022949

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	May 14, 2021
Property Address	4590 SARATOGA DR, REDDING, CA 96002-3700
Document Number	0000020595
Map Reference	MB 14 PG 54
Instrument Date	May 13, 2021
Instrument	2021-0020595
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4590 SARATOGA DR, REDDING, CA 96002-3700

Mortgage

Document Number	0000020596
Date	May 14, 2021
Instrument	2021-0020596

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4590 SARATOGA DR, REDDING, CA 96002-3700
Document Number	0000037624
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4590 SARATOGA DR REDDING CA 960023700, REDDING, CA 96002-3700

Mortgage

Document Number	0000037624
Date	Dec 6, 2019
Instrument	37624

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4590 Saratoga Dr was $8,611 with a homeowner's exemption.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Pacheco Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,057 (+2%) Land $110,406 Building $717,651
2025	$8,611.00 Homeowner's exemption	$811,822 Land $108,242 Building $703,580
2023	$8,304.00 (+2.61%) Homeowner's exemption	$780,300 Land $104,040 Building $676,260
2022	$8,093.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4590 Saratoga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4590 Saratoga Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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