4610 Saratoga Dr, Redding, CA 96002 Property Records

Shasta County property record for 4610 Saratoga Dr, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,080 sqft · built 1988
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (May 2025)
Tax Bill	$7,760 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`054-430-021-000`

Property Details

APN / Parcel Number

Primary APN	`054-430-021-000`
Alternative APN	`05443021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,080 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	893 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	054430021000
Street Address	4610 SARATOGA DR
City	REDDING
State	CA
Zip	96002-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTERN HOMES SUBDIVISION
Legal Lot Number	21
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2023
Census Tract	11402

Owner

4610 Saratoga Dr is owner-occupied and held in a trust since May 2025.

Source: Shasta County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4610 SARATOGA DR, REDDING, CA 96002-3715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage LIVE OAK BANKING COMPANY
Oct 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jun 29, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Jun 29, 2021	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Jun 29, 2021 · Amount on File
Deed Document Number	202510192
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	0000027149
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4610 SARATOGA DR, REDDING, CA 96002-3715
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 SARATOGA DR, REDDING, CA 96002-3715

Mortgage

Document Number	0000020766
Date	Sep 22, 2025
Instrument	2025-0020766

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4610 SARATOGA DR, REDDING, CA 96002-3715
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 SARATOGA DR, REDDING, CA 96002-3715

Mortgage

Document Number	0000022486
Date	Oct 19, 2023
Instrument	2023-0022486

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jun 29, 2021
Property Address	4610 SARATOGA DR, REDDING, CA 96002-3715
Document Number	0000027150
Map Reference	MB 14 PG 54
Instrument Date	Jun 28, 2021
Instrument	2021-0027150
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4788 ALOE VERA DR, REDDING, CA 96001-4482

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SHASTA CA
Recording Date	Jun 29, 2021
Property Address	4610 SARATOGA DR, REDDING, CA 96002-3715
Document Number	0000027149
Map Reference	MB 14 PG 54
Instrument Date	Jun 28, 2021
Instrument	2021-0027149
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3513 LAVER ST, REDDING, CA 96002-9835

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	4610 SARATOGA DR, REDDING, CA 96002-3715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011474
Date	Apr 13, 2020
Instrument	2020-0011474

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4610 Saratoga Dr was $7,760.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Pacheco Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,500 (+9.16%) Land $102,000 Building $688,500
2025	$7,760.00	$724,144 Land $97,418 Building $626,726
2023	$7,485.00 (+2.58%)	$696,027 Land $93,636 Building $602,391
2022	$7,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4610 Saratoga Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4610 Saratoga Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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