4650 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4650 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,227 sqft · built 2002
Lot Size1.99 acres (86,714 sqft)
OwnerCompany Name on Record
Last Sale$840,000 (Dec 2012)
Tax Bill$16,796 (2025)
Flood ZoneZone AE (high risk)
APN402334177001

Property Details

APN / Parcel Number

Primary APN402334177001
Alternative APNs
  • 00784130000007
  • 10004624468

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Stories3 Stories
Building Area5,227 sqft Living Area
Gross Area10,467 sqft
1st Floor Area968 sqft
Upper Floors Area264 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator
Central VacuumCentral Vacuum

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area86,714 sqft (1.99 acres)
Lot Dimensions480 ft deep x 130 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area828 sqft
DrivewayAsphalt Driveway
Driveway Area3,570 sqft

Exterior Amenities

Pool Area338 sqft
PorchEnclosed/Screened Porch
Porch Area1,443 sqft
Deck Area110 sqft
Patio Area270 sqft
Loading Dock188 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00784130000007
Street Address4650 RIVERSIDE DR
CityPUNTA GORDA
StateFL
Zip33982-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionS CLEVELAND BLK 7 LOTS 1 & 4 & VAC FRONT ST ADJ THERETO 405/445 612/1250 746/57 E2163/2119 3212/928 3713/1812
Legal Range23E
Legal Township40S
Legal Section34
Legal SubdivisionS CLEVELAND
Legal TractCLS
Legal Block7
Legal Lot Number1,4
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3002
Census Tract10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4650 RIVERSIDE DR, PUNTA GORDA, FL 33982-1701
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2012 · Amount on Record
Deed SaleDec 3, 2012 · Amount on Record
Deed Document Number20122140029
Deed Book / Page3713 / 1812
Prior Transfer DateApr 12, 2007
Prior Transfer Doc0032120928
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,796.00 (-5.61%) Homeowner's exemption$1,153,407 (+6.53%)$1,344,633 (-29.1%) Land $524,331 Building $820,302
2024$17,795.00 (+0.25%)
2023$17,750.00 (+19.69%) Homeowner's exemption$1,082,707 (+20.47%)$1,896,532 (+39.47%) Land $616,860 Building $1,279,672
2022$14,830.00 Homeowner's exemption$898,764$1,359,769 Land $512,406 Building $847,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 193 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies193 in force
Nearby Flood Claims357 (1982–2026)
Claims Outside the SFHA5 of 357
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 90 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: Blue Stream.

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