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4420 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4420 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4,517 sqft · built 2025
Lot Size4.08 acres (178,104 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Jun 2022)
Tax Bill$10,073 (2025)
Deeds & MortgagesJun 2022 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN40-23-34-176-001

Property Details

APN / Parcel Number

Primary APN40-23-34-176-001
Alternative APNs
  • 0078419-000000-1
  • 10004624466

Interior

Building Area4,517 sqft Living Area
Gross Area8,200 sqft

Exterior

Year BuiltBuilt 2025
Lot Area178,104 sqft (4.08 acres)
Lot Width246 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004624466
Old Parcel Number402334176001
Street Address4420 RIVERSIDE DR
CityPUNTA GORDA
StateFL
Zip33982-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionCLS 000 0008 0000A CLEVELAND SOUTH A PARCEL OF LAND DESC AS COMM AT INTXN OF W ROW CHARLES ST & N ROW RIVERSIDE DR TH
Legal Range23E
Legal Township40S
Legal Section34
Legal SubdivisionCLEVELAND SOUTH
Legal Block8
Legal Lot Number1 4
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3002
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address18315 RIDGELINE DR, ESTERO, FL 33928-9681
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2022 · Amount on File
Deed SaleJun 2, 2022 · Amount on File
Prior SaleJun 24, 2004 · Amount on File
Deed Document Number3110410
Deed Book / Page4995 / 404
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 2, 2022
Property Address4420 RIVERSIDE DR, PUNTA GORDA, FL 33982
Document Number0049950404
Book / Page4995 / 404
Instrument DateMay 9, 2022
Instrument3110410
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2577 ESCADA DR, NAPLES, FL 34109-3600

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20928 CORKSCREW SHORES BLVD, ESTERO, FL 33928-9145

Mortgage

Document Number0004995406
DateJun 2, 2022
Instrument4995/406
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJun 1, 2023

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,073.00 (-5.68%)$667,727 (+0.02%)$785,561 (+0.02%) Land $782,028 Building $3,533
2023$10,680.00 (+43.03%)$667,580 (+3.56%)$785,388 (+21.83%) Land $782,028 Building $3,360
2022$7,467.00$644,650 Land $641,651 Building $2,999$644,650 Land $641,651 Building $2,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 193 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies193 in force
Nearby Flood Claims357 (1982–2026)
Claims Outside the SFHA5 of 357
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 90 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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