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4400 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4400 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,282 sqft · built 2012
Lot Size1.95 acres (84,960 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Jun 2004)
Tax Bill$9,070 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone AE (high risk)
APN40-23-34-333-002

Property Details

APN / Parcel Number

Primary APN40-23-34-333-002
Alternative APNs
  • 0078419-000200-9
  • 10004624690

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,282 sqft Living Area
Gross Area4,766 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2012
Architectural StyleOther
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialClay Tile
Lot Area84,960 sqft (1.95 acres)
Lot Width160 ft Width
Garage Area922 sqft
DrivewayDriveway
Driveway Area1,368 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area562 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004624690
Old Parcel Number00784190002009
Street Address4400 RIVERSIDE DR
CityPUNTA GORDA
StateFL
Zip33982-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionCLS 000 0008 0000 CLEVELAND SOUTH A PARCEL OF LAND DESC AS COMM AT INTXN OF W ROW CHARLES ST & N ROW RIVERSIDE DR T
Legal Range23E
Legal Township40S
Legal Section34
Legal SubdivisionCLEVELAND SOUTH
Legal Block8
Legal Lot Number1 4
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3002
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4400 RIVERSIDE DR, PUNTA GORDA, FL 33982-1707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2004 · Amount on Record
Deed SaleJun 29, 2004 · Amount on Record
Deed Document Number1222747
Deed Book / Page2499 / 0436
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address4400 RIVERSIDE DR, PUNTA GORDA, FL 33982-1707
Transaction TypeMortgage
Record UpdatedJan 27, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 RIVERSIDE DR, PUNTA GORDA, FL 33982-1707

Mortgage

Document Number0047800087
DateJun 7, 2021
Book Page4780/87
Instrument2954807
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,070.00 (-4.76%) Homeowner's exemption$641,269 (+5.99%)$1,113,661 (+1.09%) Land $535,920 Building $577,741
2023$9,523.00 (+2.84%) Homeowner's exemption$605,045 (+3%)$1,101,658 (+4.91%) Land $535,920 Building $565,738
2022$9,260.00 Homeowner's exemption$587,422$1,050,116 Land $449,616 Building $600,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 193 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies193 in force
Nearby Flood Claims357 (1982–2026)
Claims Outside the SFHA5 of 357
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 90 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink, T-Mobile.

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