4650 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4650 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,928 sqft Living Area
Lot Size	50,094 sqft (1.15 acres)
Occupancy	Owner Occupied
Last Sale	$360,000 (2022)
Tax Bill	$4,312.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`04-27-31-4950-0001-0085`
Alternative APNs	`273104495000010085` `135013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,928 sqft Living Area
Gross Area	2,715 sqft Gross Area
1st Floor	1,928 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	50,094 sqft (1.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	510 sqft Garage
Shed	1 Shed
Shed Area	240 sqft Shed
Porch Area	277 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4650 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-9095
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 30 E 1/2 OF LOT 8 LESS E 147 FT
Legal Range	31E
Legal Township	27S
Legal Section	04
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	85
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1014
Census Tract	43802

Owner

Source: Osceola County records · APN 04-27-31-4950-0001-0085

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4650 HICKORY TREE RD, SAINT CLOUD, FL 34772-9095
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Deed Doc Number	2022180558
Deed Book / Page	6331 / 581
Prior Transfer Date	Apr 11, 2022
Prior Transfer Doc	0000057721
Record Refreshed	Sep 20, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 16, 2022
Property Address	4650 HICKORY TREE RD, SAINT CLOUD, FL 34772-9095
Document Number	0063310581
Book / Page	6331 / 581
Map Reference	MB B PG 30
Instrument Date	Dec 16, 2022
Instrument	2022180558
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4178 TATUM ST, ORLANDO, FL 32811-5019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 HICKORY TREE RD, SAINT CLOUD, FL 34772-9095

Mortgage

Document Number	0006331586
Date	Dec 16, 2022
Instrument	6331/586

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,405.00 (+2.16%) Homeowner's exemption	$307,400 (-15.36%) Land $80,500 Building $226,900	$307,400 (-15.36%) Land $80,500 Building $226,900
2024	$4,312.00 (-24.26%)
2023	$5,693.00 (+42.75%)	$363,200 (+27.75%) Land $74,800 Building $288,400	$363,200 (+27.75%) Land $74,800 Building $288,400
2022	$3,988.00 Homeowner's exemption	$284,300 Land $36,200 Building $248,100	$284,300 Land $36,200 Building $248,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 171 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.