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4590 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4590 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage2,225 sqft Living Area
Lot Size51,836 sqft (1.19 acres)
GarageAttached, 400 sqft
Last Sale$490,400 (2024)
Tax Bill$4,848.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-27-31-4950-0001-0080
Alternative APNs
  • 273104495000010080
  • 99282

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,225 sqft Living Area
Gross Area3,400 sqft Gross Area
1st Floor2,225 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area51,836 sqft (1.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area377 sqft Pool
Shed1 Shed
Shed Area96 sqft Shed
Deck Area547 sqft Deck
Porch Area775 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4590 HICKORY TREE RD
CitySAINT CLOUD
StateFL
Zip34772-9093
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 30 A PORTION OF W 1/2 OF LOT 8: BEG AT SW COR OF LOT 8, N89-42-47E 167.72 FT, N00-11-32W 101.48 FT, N89-48-32E 7.50 FT, N00-11-32W 198.19 FT, S89-48-21W 175.20 FT, S00-11-20E 299.94 FT TO POB
Legal Range31E
Legal Township27S
Legal Section04
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block1
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1014
Census Tract43802

Owner

Source: Osceola County records · APN 04-27-31-4950-0001-0080

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2611 30TH AVENUE DR E, BRADENTON, FL 34208-7568
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Nov 04, 2019Warranty Deed, Transfer · Conventional Mortgage
SPROUT MTG
Mar 30, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
IMORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2024 · Amount on Record
Deed SaleOct 21, 2024 · Amount on Record
Prior SaleMar 22, 2024 · Amount on Record
Deed Doc Number2024133564
Deed Book / Page6681 / 2911
Prior Transfer DateOct 01, 2013
Prior Transfer Doc0045131763
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4590 HICKORY TREE RD, SAINT CLOUD, FL 34772-9093
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4590 HICKORY TREE RD, SAINT CLOUD, FL 34772-9093

Mortgage

Document Number0065690683
DateMar 22, 2024
Book Page6569/683
Instrument2024036816
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 04, 2019
Property Address4590 HICKORY TREE RD, SAINT CLOUD, FL 34772-9093
Document Number0056172558
Book / Page005617 / 002558
Instrument DateOct 23, 2019
Instrument143022
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4590 HICKORY TREE RD ST CLOUD FL 347729093, ST CLOUD, FL 34772-9093

Mortgage

Document Number56172559
DateNov 04, 2019
Book Page005617/002559
Instrument143023
Lender
NameSPROUT MTG
AddressIRVING, TX 75038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 03, 2049

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4590 HICKORY TREE RD, SAINT CLOUD, FL 34772-9093
Document Number0051272202
Book / Page005127 / 002202
Instrument DateMar 30, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4590 HICKORY TREE RD ST CLOUD FL 347729093, ST CLOUD, FL 34772-9093

Mortgage

Document Number0051272202
DateApr 05, 2017
Book Page005127/002202
Instrument51581
Lender
NameIMORTGAGE
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 04, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,949.00 (+2.08%)$305,800 (+11.2%) Land $83,300 Building $222,500$305,800 (-34.99%) Land $83,300 Building $222,500
2024$4,848.00 (+24.28%)
2023$3,901.00 (+4.14%) Homeowner's exemption$274,996 (+3%)$470,400 (+30.85%) Land $141,000 Building $329,400
2022$3,746.00 Homeowner's exemption$266,987$359,500 Land $68,400 Building $291,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 184 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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