4650 Hammock Cir, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4650 Hammock Cir, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1998
Lot Size	0.119 acres (5,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,000 (Mar 2023)
Tax Bill	$9,993 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-25-16-000-1170`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-25-16-000-1170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	1,567 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,188 sqft (0.119 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished Screened Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4650 HAMMOCK CIR
City	DELRAY BEACH
State	FL
Zip	33445-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-5
Legal Description	HAMMOCK RESERVE LT 117
Legal Range	42E
Legal Township	46S
Legal Section	25
Legal Subdivision	HAMMOCK RESERVE
Legal Lot Number	117
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4011
Census Tract	6912

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4650 HAMMOCK CIR, DELRAY BEACH, FL 33445-5313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 15, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKERS MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Dec 2, 2011 · Amount on Record
Deed Document Number	202386279
Deed Book / Page	34179 / 824
Prior Transfer Date	Nov 28, 2011
Prior Transfer Doc	0248820274
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4650 HAMMOCK CIR, DELRAY BEACH, FL 33445-5313
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E MILL DR 3F, 3F, GREAT NECK, NY 11021-4086

Mortgage

Document Number	0341790827
Date	Mar 15, 2023
Book Page	34179/827
Instrument	20230086280

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4650 HAMMOCK CIR, DELRAY BEACH, FL 33445-5313
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0329060756
Date	Sep 28, 2021
Book Page	32906/756
Instrument	20210446421

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 15, 2023
Property Address	4650 HAMMOCK CIR, DELRAY BEACH, FL 33445-5313
Document Number	0341790824
Book / Page	34179 / 824
Map Reference	MB 80 PG 166
Instrument Date	Mar 10, 2023
Instrument	20230086279
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$4,109.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 S LOGAN AVE, HAXTUN, CO 80731-2597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 HAMMOCK CIR, DELRAY BEACH, FL 33445-5313

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4650 HAMMOCK CIR, DELRAY BEACH, FL 33445-5313
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0313301358
Date	Mar 31, 2020
Book Page	31330/1358
Instrument	20200117957

Lender

Name	BANKERS MORTGAGE LENDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,993.00 (+1.7%)	$519,722 (+216.01%)	$519,722 (+8.46%) Land $195,950 Building $323,772
2024	$9,826.00 (+271.07%)
2023	$2,648.00 (+3.24%) Homeowner's exemption	$164,466 (+3%)	$479,197 (+8.7%) Land $179,536 Building $299,661
2022	$2,565.00 Homeowner's exemption	$159,676	$440,849 Land $185,209 Building $255,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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