Palm Beach County property record for 4643 Hammock Cir, Delray Beach, FL 33445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 1998 |
| Lot Size | 0.204 acres (8,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Jan 2026) |
| Tax Bill | $4,129 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-42-46-25-16-000-0960 |
| Primary APN | 12-42-46-25-16-000-0960 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| Gross Area | 2,187 sqft |
| 1st Floor Area | 1,711 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 8,882 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 56 sqft |
| Patio Area | 680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4643 HAMMOCK CIR |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33445-5314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD-5 |
| Legal Description | HAMMOCK RESERVE LT 96 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 25 |
| Legal Subdivision | HAMMOCK RESERVE |
| Legal Lot Number | 96 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 6912 |
Source: Palm Beach County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4643 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage IDEAL LENDING LLC |
| Feb 12, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Jan 4, 1999 · Amount on Record |
| Deed Document Number | 202616931 |
| Deed Book / Page | 36253 / 1617 |
| Prior Transfer Date | Apr 22, 2005 |
| Prior Transfer Doc | 0184710753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jan 14, 2026 |
| Property Address | 4643 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314 |
| Document Number | 0362531617 |
| Book / Page | 36253 / 1617 |
| Map Reference | MB 80 PG 166-175 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 20260016931 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | BLUELINE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 W RING FACTORY RD # RD1241, RD1241, BEL AIR, MD 21014-5388 |
| Name | Verified Name |
|---|---|
| Address | 4643 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314 |
| Document Number | 0362531620 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 36253/1620 |
| Instrument | 20260016932 |
| Name | IDEAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33417 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 4643 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314 |
| Document Number | 0296641769 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4643 HAMMOCK CIR DELRAY BEACH FL 334455314, DELRAY BEACH, FL 33445-5314 |
| Document Number | 0296641769 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 029664/001769 |
| Instrument | 67356 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Delray Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,129.00 (+6.25%) Homeowner's exemption | $248,817 (+5.99%) | $543,449 (+10.78%) Land $202,450 Building $340,999 |
| 2024 | $3,886.00 (+0.1%) | ||
| 2023 | $3,882.00 (-0.05%) Homeowner's exemption Widower's exemption | $234,762 (+3%) | $490,578 (+8.31%) Land $178,197 Building $312,381 |
| 2022 | $3,884.00 Homeowner's exemption Widower's exemption | $227,924 | $452,958 Land $183,875 Building $269,083 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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