4645 Hammock Cir, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4645 Hammock Cir, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,567 sqft · built 1998
Lot Size	0.149 acres (6,508 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2021)
Tax Bill	$9,020 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-25-16-000-0950`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-25-16-000-0950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	1,567 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	6,508 sqft (0.149 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	65 sqft
Porch	Finished/Open Porch
Porch Area	200 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4645 HAMMOCK CIR
City	DELRAY BEACH
State	FL
Zip	33445-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-5
Legal Description	HAMMOCK RESERVE LT 95
Legal Range	42E
Legal Township	46S
Legal Section	25
Legal Subdivision	HAMMOCK RESERVE
Legal Lot Number	95
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4010
Census Tract	6912

Owner

4645 Hammock Cir is owned and occupied by two individuals who bought it in March 2021.

Source: Palm Beach County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4645 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Prior Sale	Aug 26, 2011 · Amount on File
Deed Document Number	202198164
Deed Book / Page	32251 / 462
Prior Transfer Date	Nov 14, 2020
Prior Transfer Doc	0323040452
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 3, 2021
Property Address	4645 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314
Document Number	0322510462
Book / Page	32251 / 462
Map Reference	MB 80 PG 166
Instrument Date	Feb 12, 2021
Instrument	20210098164
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRM TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4645 HAMMOCK CIR, 4645, DELRAY BEACH, FL 33445-5314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314

Mortgage

Document Number	0032251465
Date	Mar 3, 2021
Instrument	32251/465

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 18, 2020
Property Address	4645 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314
Document Number	0319251766
Book / Page	031925 / 001766
Instrument Date	Nov 14, 2020
Instrument	440485
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4957 ARAPAHOE AVE JACKSONVILLE FL 322108335, JACKSONVILLE, FL 32210-8335

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 14, 2020
Property Address	4645 HAMMOCK CIR, DELRAY BEACH, FL 33445-5314
Document Number	0312290659
Book / Page	031229 / 000659
Instrument Date	Feb 9, 2020
Instrument	61334
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4645 HAMMOCK CIR DELRAY BEACH FL 334455314, DELRAY BEACH, FL 33445-5314

Tax Assessment & Valuation

The 2025 property tax bill for 4645 Hammock Cir was $9,020 with a homeowner's exemption, up 5.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,020.00 (+5.18%) Homeowner's exemption	$508,868	$523,175 Land $190,580 Building $332,595
2024	$8,576.00 (-0.44%)
2023	$8,614.00 (-3.2%) Homeowner's exemption	$480,123 (+8.28%) Land $173,449 Building $306,674	$480,123 (+8.28%) Land $173,449 Building $306,674
2022	$8,899.00	$443,391 Land $180,504 Building $262,887	$443,391 Land $180,504 Building $262,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4645 Hammock Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4645 Hammock Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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