San Diego County property record for 4650 Calle de Retiro, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,004 sqft · built 1981 |
| Lot Size | 0.87 acres (3,811 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Dec 2008) |
| Tax Bill | $2,274 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-513-13-00 |
| Primary APN | 157-513-13-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,004 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 3,811 sqft (0.87 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1575126900 |
|---|---|
| Street Address | 4650 CALLE DE RETIRO |
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 372 TR 009529 |
| Legal Subdivision | HERMOSA MANOR |
| Legal Tract | 009529 |
| Legal Block | 3 |
| Legal Lot Number | 372 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4650 CALLE DE RETIRO, OCEANSIDE, CA 92057-5215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2008 · Amount on Record |
| Deed Sale | Dec 31, 2008 · Amount on Record |
| Prior Sale | Mar 4, 2008 · Amount on Record |
| Deed Document Number | 2008661032 |
| Last Transfer Date | Jun 18, 2012 |
| Transfer Doc | 0000362296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4650 CALLE DE RETIRO, OCEANSIDE, CA 92057-5215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 4650 CALLE DE RETIRO, OCEANSIDE, CA 92057-5215 |
| Document Number | 0000053590 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-0053590 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $209,954 (+2%) Land $117,937 Building $92,017 | |
| 2025 | $2,274.00 (+5.33%) Homeowner's exemption | $205,838 (+4.04%) Land $115,625 Building $90,213 |
| 2023 | $2,159.00 (+1.65%) Homeowner's exemption | $197,847 Land $111,136 Building $86,711 |
| 2022 | $2,124.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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