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4649 Calle de Retiro, Oceanside, CA 92057 Property Records

San Diego County property record for 4649 Calle de Retiro, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 820 sqft · built 1981
Lot Size0.102 acres (4,463 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Oct 2025)
Tax Bill$6,659 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2025 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN157-511-36-00

Property Details

APN / Parcel Number

Primary APN157-511-36-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area820 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialGravel
Lot Area4,463 sqft (0.102 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4649 CALLE DE RETIRO
CityOCEANSIDE
StateCA
Zip92057-5214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 370 TR 009529
Legal SubdivisionHERMOSA MANOR
Legal Tract009529
Legal Block2
Legal Lot Number370
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18609

Owner

Source: San Diego County records · APN 157-511-36-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4649 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 09, 2025Grant Deed, Transfer
Oct 07, 2022Grant Deed, Transfer · Conventional Mortgage
CALCON MUTUAL MORTGAGE LLC
Aug 01, 2022Grant Deed, Construction Loan · Construction Mortgage
ANCHOR LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2025 · Amount on Record
Deed SaleOct 09, 2025 · Amount on Record
Prior SaleOct 07, 2022 · Amount on Record
Deed Document Number2025282912
Prior Transfer DateOct 27, 2003
Prior Transfer Doc0001418515
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 13, 2026
Property Address4649 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000136030
Instrument DateMay 08, 2026
Instrument2026136030
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4649 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214

Mortgage

Document Number0000136030,
DateMay 13, 2026
Instrument2026136030
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 09, 2025
Property Address4649 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000282912
Map ReferenceMAP 9529
Instrument DateOct 04, 2025
Instrument2025-0282912
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4649 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 07, 2022
Property Address4649 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000392948
Map ReferenceMAP 9529
Instrument DateSep 21, 2022
Instrument2022-0392948
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4649 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214

Mortgage

Document Number0000392949
DateOct 07, 2022
Instrument2022-0392949
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

August 2022: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 01, 2022
Property Address4649 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number0000313278
Map ReferenceMAP 9529
Instrument DateJul 25, 2022
Instrument2022-0313278
Transaction TypeConstruction Loan
Record UpdatedAug 09, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 CAMINO DEL RIO S STE 305, 305, SAN DIEGO, CA 92108-3859
InvestorPossibly a Property Investor

Mortgage

Document Number0000313279
DateAug 01, 2022
Instrument2022-0313279
Lender
NameANCHOR LOANS INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$605,096 (+1.15%) Land $368,384 Building $236,712
2025$6,659.00 (+1.98%) Homeowner's exemption$598,228 (+4.04%) Land $232,126 Building $366,102
2024$6,530.00 (+3.19%)
2023$6,328.00 (+355.25%) Homeowner's exemption$575,000 Land $223,113 Building $351,887
2022$1,390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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