4647 Calle de Retiro, Oceanside, CA 92057 Property Records

San Diego County property record for 4647 Calle de Retiro, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1980
Lot Size	0.92 acres (4,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Oct 2008)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-511-37-00`

Property Details

APN / Parcel Number

Primary APN	`157-511-37-00`
Alternative APN	`1574531300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	4,023 sqft (0.92 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1574531300
Street Address	4647 CALLE DE RETIRO
City	OCEANSIDE
State	CA
Zip	92057-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 230 TR 009081
Legal Subdivision	HERMOSA MANOR
Legal Tract	009081
Legal Block	2
Legal Lot Number	230
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4647 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2008 · Amount on Record
Deed Sale	Oct 22, 2008 · Amount on Record
Prior Sale	Nov 4, 2003 · Amount on Record
Deed Document Number	2008550898
Prior Transfer Date	Nov 10, 1997
Prior Transfer Doc	0000602168
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4647 CALLE DE RETIRO, OCEANSIDE, CA 92057-5214
Document Number	0000151176
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4647 CALLE DE RETIRO OCEANSIDE CA 920575214, OCEANSIDE, CA 92057-5214

Mortgage

Document Number	0000151176
Date	Mar 24, 2020
Instrument	151176

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	EAST LANSING, MI 48826-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$199,639 (+2%) Land $105,073 Building $94,566
2025	$2,161.00 (+5.36%) Homeowner's exemption	$195,725 (+4.04%) Land $103,013 Building $92,712
2023	$2,051.00 (+1.58%) Homeowner's exemption	$188,127 Land $99,014 Building $89,113
2022	$2,019.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20