4658 Cambria Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4658 Cambria Rd, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details4 ba · 2,300 sqft · built 2017
Lot Size0.054 acres (2,376 sqft)
OwnerIndividual Name on Record
Last Sale$377,000 (Oct 2017)
Tax Bill$5,434 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-592976

Property Details

APN / Parcel Number

Primary APN01-592976
Alternative APN
  • 592976

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,300 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,376 sqft (0.054 acres)
Garage TypeBuilt-in
Garage Area340 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number592976
Street Address4658 CAMBRIA RD
CityFREDERICK
StateMD
Zip21703-2968
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 145 PLAT 3 SECTI 2,376 SQ FT MANORS AT BALLENGER CREE
Legal SubdivisionMANORS/BALLENGER CRK
Legal Lot Number145
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group4
Census Block4027
Census Tract752301

Owner

Source: Frederick County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4658 CAMBRIA RD, FREDERICK, MD 21703-2968
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 3, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 5, 2017Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2017 · Amount on Record
Deed SaleOct 5, 2017 · Amount on Record
Deed Document Number0001206485
Deed Book / Page12064 / 85
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4658 CAMBRIA RD, FREDERICK, MD 21703-2968
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4658 CAMBRIA RD, FREDERICK, MD 21703-2968

Mortgage

Document Number0155990296
DateDec 21, 2021
Book Page15599/296
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4658 CAMBRIA RD, FREDERICK, MD 21703-2968
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4658 CAMBRIA RD, FREDERICK, MD 21703-2968

Mortgage

Document Number0145070399
DateFeb 3, 2021
Book Page14507/399
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueOct 1, 2047

October 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 5, 2017
Property Address4658 CAMBRIA RD, FREDERICK, MD 21703-2968
Document Number0120640085
Book / Page12064 / 0085
Map ReferenceMB97 PG15
Instrument DateSep 20, 2017
Instrument12064-0085
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021
Title CompanyNON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4658 CAMBRIA RD, FREDERICK, MD 21703-2968

Mortgage

Document Number120640093
DateOct 5, 2017
Instrument12064-0093
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,434.00 (+17.77%)$437,500 (+13.28%)$499,100 (+22.72%) Land $110,000 Building $389,100
2023$4,614.00$386,200$406,700 Land $100,000 Building $306,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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