482 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 482 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,562 sqft · built 1951
Lot Size	0.175 acres (7,652 sqft)
Owner	Individual Name on Record
Last Sale	$1,020,000 (May 2019)
Tax Bill	$29,609 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Jan 2017 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`24-4232-004-0640`

Property Details

APN / Parcel Number

Primary APN	`24-4232-004-0640`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	1,934 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Construction Type	Concrete
Lot Area	7,652 sqft (0.175 acres)
Lot Dimensions	100 ft deep x 76 ft wide

Exterior Amenities

Porch	Porch
Porch Area	166 sqft
Patio Area	99 sqft
Fence	Fence

Location & Zoning

Street Address	482 RIDGEWOOD RD
City	KEY BISCAYNE
State	FL
Zip	33149-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100:SINGLE FAM,GENERAL
Legal Description	32 54 42 & 5 55 42 PB 50-72 TROPICAL ISLE HOMES SUB 1ST ADDN LOT 26 BLK 5 LOT SIZE 76.520 X 100 OR 17771-2395 0897 5 COC 2374
Legal Range	42
Legal Township	54
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB 1ST ADDN
Legal Block	5
Legal Lot Number	26
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3007
Census Tract	4602

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4300 BISCAYNE BLVD STE 207, 207, MIAMI, FL 33137-3255
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 23, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Sep 2, 2005 · Amount on Record
Deed Document Number	2019R0340203
Deed Book / Page	31465 / 3794
Record Updated	Jun 8, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	May 31, 2019
Property Address	482 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1837
Document Number	0000340203
Book / Page	031465 / 003794
Instrument Date	May 2, 2019
Instrument	340203
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	AMERICAN GUARDIAN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 BISCAYNE BLVD #207 MIAMI FL 331373255, 207, MIAMI, FL 33137-3255

Mortgage

Document Number	340204
Date	May 31, 2019
Book Page	031465/003796
Instrument	340204

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2034

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DADE FL
Recording Date	Jan 23, 2017
Property Address	482 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1837
Document Number	0000038679
Book / Page	030392 / 004114
Instrument Date	Jan 6, 2017
Instrument	38679
Transaction Type	Foreclosure
Record Updated	Feb 6, 2017

Transaction

Amount	Amount Recorded
Tax	$6,810.60
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	440 S LA SALLE ST #20 CHICAGO IL 606051028, 20, CHICAGO, IL 60605-1028

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,609.00 (+13.55%)	$2,191,963 (+12.46%) Land $1,989,520 Building $202,443	$2,191,963 (+12.46%) Land $1,989,520 Building $202,443
2023	$26,076.00 (+17.66%)	$1,949,020 (+26.57%) Land $1,759,960 Building $189,060	$1,949,020 (+26.57%) Land $1,759,960 Building $189,060
2022	$22,163.00	$1,539,910 Land $1,350,578 Building $189,332	$1,539,910 Land $1,350,578 Building $189,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ridgewood Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures