Newton County property record for 465 Ram Dr, Covington, GA 30014
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,323 sqft · built 1996 |
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jul 2022) |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00440-00000-082-000 |
| Primary APN | 00440-00000-082-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,323 sqft Heated Area |
| 1st Floor Area | 2,035 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 106,286 sqft (2.44 acres) |
| Garage Area | 1,060 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 20147 |
|---|---|
| Street Address | 465 RAM DR |
| City | COVINGTON |
| State | GA |
| Zip | 30014-1968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.439AC LT 1 PHS III |
| Legal Subdivision | CROWELL ROAD/NEWTON WOODS |
| Legal Phase | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 100600 |
Source: Newton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · VA Mortgage RENASANT BANK |
| Jul 12, 2022 | Warranty Deed, Transfer |
| Jul 12, 2022 | Warranty Deed, Transfer · VA Mortgage RENASANT BANK |
| Aug 10, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Aug 10, 2020 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | Aug 7, 2020 · Amount on File |
| Deed Document Number | 20223776 |
| Deed Book / Page | 4413 / 102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Document Number | 0044130000000104 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 0000004413/0000000104 |
| Instrument | 012462 |
| Name | RENASANT BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jul 12, 2022 |
| Property Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Document Number | 0044130102 |
| Book / Page | 4413 / 102 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-003776 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jul 12, 2022 |
| Property Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Document Number | 0044130102 |
| Book / Page | 4413 / 102 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-003776 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Document Number | 0000012462 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 012462 |
| Name | RENASANT BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Aug 10, 2020 |
| Property Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Document Number | 0040500356 |
| Book / Page | 004050 / 000356 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 11011 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 465 RAM DR COVINGTON GA 300141968, COVINGTON, GA 30014-1968 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Aug 10, 2020 |
| Property Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Document Number | 0040500357 |
| Book / Page | 004050 / 000357 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 11012 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 465 RAM DR COVINGTON GA 300141968, COVINGTON, GA 30014-1968 |
| Document Number | 40500359 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 004050/000359 |
| Instrument | 11013 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 465 RAM DR, COVINGTON, GA 30014-1968 |
| Document Number | 0035380161 |
| Book / Page | 003538 / 000161 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0035380161 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 003538/000161 |
| Instrument | 2318 |
| Name | GEORGIA UNITED CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, GA 30096-9370 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 27, 2022 |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,250.00 (+3.01%) | $130,640 (-2.01%) Land $12,000 Building $118,640 | $326,600 (-2.01%) Land $30,000 Building $296,600 |
| 2023 | $133,320 Land $8,800 Building $124,520 | $333,300 Land $22,000 Building $311,300 | |
| 2022 | $3,155.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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