Newton County property record for 280 Ram Dr, Covington, GA 30014 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,522 sqft · built 1998 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,562 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00440-00000-198-000 |
| Primary APN | 00440-00000-198-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,522 sqft Heated Area |
| 1st Floor Area | 2,522 sqft |
| Basement Area | 503 sqft |
| Finished Basement | 503 sqft |
| Unfinished Basement | 1,438 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 20266 |
|---|---|
| Street Address | 280 RAM DR |
| City | COVINGTON |
| State | GA |
| Zip | 30014-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.3AC LT6 NEWTON WDS VI |
| Legal Subdivision | CROWELL ROAD/NEWTON WOODS |
| Legal Lot Number | 6 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 100600 |
Source: Newton County records · APN 00440-00000-198-000
Assessment roll updated December 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 RAM DR, COVINGTON, GA 30014-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED CREDIT UNION |
| Dec 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL |
| May 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| May 10, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2013 |
| Deed Sale | Nov 27, 2013 |
| Prior Sale | Mar 05, 2013 · Amount on Record |
| Deed Document Number | 20142013-005070 |
| Deed Book / Page | 3192 / 611 |
| Last Transfer Date | May 04, 2018 |
| Transfer Doc | 0036990188 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 280 RAM DR, COVINGTON, GA 30014-1957 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 280 RAM DR, COVINGTON, GA 30014-1957 |
| Document Number | 0045010000000186 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 0000004501/0000000186 |
| Instrument | 004563 |
| Name | ASSOCIATED CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 280 RAM DR, COVINGTON, GA 30014-1957 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 280 RAM DR, COVINGTON, GA 30014-1957 |
| Document Number | 0043060000000595 |
|---|---|
| Date | Dec 02, 2021 |
| Book Page | 0000004306/0000000595 |
| Instrument | 023153 |
| Name | WATERMARK CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 280 RAM DR, COVINGTON, GA 30014-1957 |
| Document Number | 0040090075 |
| Instrument Date | May 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 280 RAM DR COVINGTON GA 300141957, COVINGTON, GA 30014-1957 |
| Document Number | 0040090075 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 004009/000075 |
| Instrument | 6730 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | May 10, 2018 |
| Property Address | 280 RAM DR, COVINGTON, GA 30014-1957 |
| Document Number | 0036990185 |
| Book / Page | 003699 / 000185 |
| Instrument Date | May 04, 2018 |
| Instrument | 5704 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 RAM DR COVINGTON GA 300141957, COVINGTON, GA 30014-1957 |
| Document Number | 36990188 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 003699/000188 |
| Instrument | 5705 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2048 |
Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,562.00 (-11.42%) Homeowner's exemption | $147,040 (-4.02%) Land $12,000 Building $135,040 | $367,600 (-4.02%) Land $30,000 Building $337,600 |
| 2023 | $153,200 Land $8,800 Building $144,400 | $383,000 Land $22,000 Building $361,000 | |
| 2022 | $4,021.00 |
Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132171006004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 38% of the US · above 19% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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