312 Ram Dr, Covington, GA 30014 Property Records

Newton County property record for 312 Ram Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,100 sqft · built 1997
Lot Size	7.63 acres (332,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,750 (Mar 1995)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00440-00000-197-000`

Property Details

APN / Parcel Number

Primary APN	`00440-00000-197-000`
Alternative APNs	`0044 197` `20265`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,100 sqft Heated Area
1st Floor Area	1,632 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	332,363 sqft (7.63 acres)
Garage Area	819 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Deck Area	253 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20265
Old Parcel Number	0044 197
Street Address	312 RAM DR
City	COVINGTON
State	GA
Zip	30014-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7.631AC NEWTON WOODS PHS
Legal Subdivision	CROWELL ROAD/NEWTON WOODS
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4002
Census Tract	100600

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 RAM DR, COVINGTON, GA 30014-1957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILEND
May 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MILEND
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MILEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 1995 · Amount on Record
Deed Sale	Mar 21, 1995 · Amount on Record
Deed Document Number	0000054598
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	312 RAM DR, COVINGTON, GA 30014-1957
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RAM DR, COVINGTON, GA 30014-1957

Mortgage

Document Number	0041730000000258
Date	Apr 6, 2021
Book Page	0000004173/0000000258
Instrument	006290

Lender

Name	MILEND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	312 RAM DR, COVINGTON, GA 30014-1957
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RAM DR, COVINGTON, GA 30014-1957

Mortgage

Document Number	0047280000000207
Date	May 13, 2025
Book Page	0000004728/0000000207

Lender

Name	NEWREZ

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	312 RAM DR, COVINGTON, GA 30014-1957
Document Number	0035710570
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 RAM DR COVINGTON GA 300141957, COVINGTON, GA 30014-1957

Mortgage

Document Number	0035710570
Date	Jun 6, 2017
Book Page	003571/000570
Instrument	6182

Lender

Name	MILEND
Address	ATLANTA, GA 30350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	312 RAM DR, COVINGTON, GA 30014-1957
Document Number	0035710588
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 RAM DR COVINGTON GA 300141957, COVINGTON, GA 30014-1957

Mortgage

Document Number	0035710588
Date	Jun 6, 2017
Book Page	003571/000588
Instrument	6183

Lender

Name	MILEND
Address	ATLANTA, GA 30350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2032

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 (-3.19%) Homeowner's exemption	$145,280 (-1.41%) Land $21,360 Building $123,920	$363,200 (-1.41%) Land $53,400 Building $309,800
2024	$3,635.00 (-6.29%) Homeowner's exemption	$147,360 (-5.73%) Land $21,360 Building $126,000	$368,400 (-5.73%) Land $53,400 Building $315,000
2023		$156,320 Land $21,360 Building $134,960	$390,800 Land $53,400 Building $337,400
2022	$3,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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