453 Orange St, Elgin, IL 60123 Property Records

Kane County property record for 453 Orange St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,081 sqft · built 1935
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-23-256-004`

Property Details

APN / Parcel Number

Primary APN	`06-23-256-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,081 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	1,081 sqft
Basement Area	1,081 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	453 ORANGE ST
City	ELGIN
State	IL
Zip	60123-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P MORGANS 2ND ADDN LOT 8
Legal Subdivision	J P MORGANS 2ND ADDN
Legal Block	4
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4001
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	453 ORANGE ST, ELGIN, IL 60123-7544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	453 ORANGE ST, ELGIN, IL 60123-7544
Document Number	0000012924
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	453 ORANGE ST ELGIN IL 601237544, ELGIN, IL 60123-7544

Mortgage

Document Number	0000012924
Date	Apr 3, 2019
Instrument	12924

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	RANTOUL, IL 61866

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,909.00 (+70.1%) Homeowner's exemption Senior Citizen's exemption	$67,239 (+8.57%) Land $18,999 Building $48,240	$201,798 (+8.57%) Land $57,020 Building $144,778
2024		$61,931 (+21.39%) Land $17,499 Building $44,432	$185,867 (+21.44%) Land $52,518 Building $133,349
2022	$2,298.00 (-2.79%) Homeowner's exemption	$51,017 (+6.96%) Land $14,415 Building $36,602	$153,051 (+6.96%) Land $43,245 Building $109,806
2021	$2,364.00 Homeowner's exemption	$47,697 Land $13,477 Building $34,220	$143,091 Land $40,431 Building $102,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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