465 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 465 Morris Rd, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,702 sqft · built 1987
Lot Size	0.13 acres (5,673 sqft)
Owner	2 Owner Names on Record
Last Sale	$285,000 (Oct 2008)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-30-00-234.00`

Property Details

APN / Parcel Number

Primary APN	`027-30-00-234.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,702 sqft Finished Area
Gross Area	2,290 sqft

Exterior

Year Built	Built 1987
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,673 sqft
Lot Dimensions	113 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0273000234.00
Street Address	465 MORRIS RD
City	FT WRIGHT
State	KY
Zip	41011-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH WOODS SEC 3 LOT 26 & 50X113.45' IRREG PARC B (PT 7 GRIMES) & 27A (PT 27 SEC 3 NORTH WOODS)
Legal Subdivision	NORTH WOODS
Legal Phase	73
Legal Lot Number	26,27
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	64800

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	465 MORRIS RD, FT WRIGHT, KY 41011-1860
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2008 · Amount on Record
Deed Sale	Oct 29, 2008 · Amount on Record
Deed Document Number	0000385057
Deed Book / Page	3850 / 57
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	465 MORRIS RD, COVINGTON, KY 41011-1860
Document Number	0000000385
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	465 MORRIS RD COVINGTON KY 410111860, COVINGTON, KY 41011-1860

Mortgage

Document Number	0000000385
Date	Aug 26, 2020
Book Page	000M88/000585
Instrument	385

Lender

Name	HEARTLAND BK
Type	Bank
Address	WHITEHALL, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00 (+4.21%)	$347,500 (+12.1%) Land $45,000 Building $302,500	$347,500 (+12.1%) Land $45,000 Building $302,500
2023	$3,304.00	$310,000 Land $45,000 Building $265,000	$310,000 Land $45,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1993 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20