459 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 459 Morris Rd, Fort Wright, KY 41011 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,412 sqft · built 1989
Lot Size	0.509 acres (22,212 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-30-00-237.00`

Property Details

APN / Parcel Number

Primary APN	`027-30-00-237.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,412 sqft Finished Area
Gross Area	3,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	22,212 sqft (0.509 acres)
Lot Dimensions	250 ft deep x 88.6 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0273000237.00
Street Address	459 MORRIS RD
City	FT WRIGHT
State	KY
Zip	41011-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH WOODS SEC 3 LOT 29 88.55'X 250.67'
Legal Subdivision	NORTH WOODS
Legal Phase	3
Legal Lot Number	29
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	64800

Owner

Source: Kenton County records · APN 027-30-00-237.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	459 MORRIS RD, FT WRIGHT, KY 41011-1860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CINFED CU
Jun 08, 2021	Deed of Trust, Mortgage · Line of Credit CINFED CU
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit CINFED FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 1989
Deed Sale	Feb 24, 1989
Deed Document Number	0000991268
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	459 MORRIS RD, COVINGTON, KY 41011-1860
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	PROTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900001
Date	Sep 17, 2021
Book Page	272/120
Instrument	21091705900001

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	459 MORRIS RD, COVINGTON, KY 41011-1860
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900322
Date	Jun 08, 2021
Book Page	228/327
Instrument	21060805900322

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	459 MORRIS RD, COVINGTON, KY 41011-1860
Document Number	0000000144
Book / Page	0C6193 / 000343
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	459 MORRIS RD COVINGTON KY 410111860, COVINGTON, KY 41011-1860

Mortgage

Document Number	0000000144
Date	Jul 05, 2017
Book Page	0C6193/000343
Instrument	144

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 04, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,774.00 (+49.95%) Homeowner's exemption	$329,100 (+49.59%) Land $45,000 Building $284,100	$329,100 (+49.59%) Land $45,000 Building $284,100
2023	$1,850.00 Homeowner's exemption	$220,000 Land $45,000 Building $175,000	$220,000 Land $45,000 Building $175,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170648001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1993, alluvial fan flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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