Kenton County property record for 462 Morris Rd, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,013 sqft · built 1987 |
| Lot Size | 0.433 acres (18,870 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Jan 2020) |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-30-00-231.00 |
| Primary APN | 027-30-00-231.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,013 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 18,870 sqft (0.433 acres) |
| Lot Dimensions | 222 ft deep x 85 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 462 MORRIS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH WOODS SEC 3 LOT 23 85'X 221.98' |
| Legal Subdivision | NORTH WOODS |
| Legal Phase | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 64800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 462 MORRIS RD, COVINGTON, KY 41011-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Jan 15, 2020 | Warranty Deed, Transfer · Conventional with PMI CENTRAL BK |
| Jul 24, 2019 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on Record |
| Deed Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 20205900137 |
| Deed Book / Page | 2 / 677 |
| Prior Transfer Date | Apr 16, 2004 |
| Prior Transfer Doc | 0419059000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 462 MORRIS RD, COVINGTON, KY 41011-1870 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900011 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 239/866 |
| Instrument | 21070905900011 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 15, 2020 |
| Property Address | 462 MORRIS RD, COVINGTON, KY 41011-1870 |
| Document Number | 0000000137 |
| Book / Page | 000002 / 000677 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 137 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 462 MORRIS RD COVINGTON KY 410111870, COVINGTON, KY 41011-1870 |
| Document Number | 138 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 0000M4/000281 |
| Instrument | 138 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 462 MORRIS RD, COVINGTON, KY 41011-1870 |
| Document Number | 0000000075 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 462 MORRIS RD COVINGTON KY 410111870, COVINGTON, KY 41011-1870 |
| Document Number | 0000000075 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 0C6715/000183 |
| Instrument | 75 |
| Name | CINFED CU |
|---|---|
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 28, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,200 (-) Land $45,000 Building $277,200 | $322,200 (-) Land $45,000 Building $277,200 | |
| 2025 | $3,193.00 (+15.23%) | $322,200 (+23.92%) Land $45,000 Building $277,200 | $322,200 (+23.92%) Land $45,000 Building $277,200 |
| 2023 | $2,771.00 | $260,000 Land $45,000 Building $215,000 | $260,000 Land $45,000 Building $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1993 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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