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465 Cumberland Trl, Conroe, TX 77302 Property Records

Montgomery County property record for 465 Cumberland Trl, Conroe, TX 77302

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,493 sqft · built 2003
Lot Size0.27 acres (11,773 sqft)
OwnerIndividual Name on Record
Last Sale$313,500 (Sep 2021)
Tax Bill$7,014 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8320-09-10500

Property Details

APN / Parcel Number

Primary APN8320-09-10500
Alternative APN
  • R147209

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,493 sqft Living Area
Gross Area2,933 sqft
1st Floor Area1,721 sqft
2nd Floor Area772 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,773 sqft (0.27 acres)
View / LotPrimary
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area50 sqft
Deck Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address465 CUMBERLAND TRL
CityCONROE
StateTX
Zip77302-1089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionRIVER PLANTATION 09, LOT 371
Legal SubdivisionRIVER PLANTATION 09
Legal Lot Number371
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group3
Census Block3000
Census Tract693202

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address465 CUMBERLAND TRL, CONROE, TX 77302-1089
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2021 · Amount on Record
Deed SaleSep 16, 2021 · Amount on Record
Prior SaleSep 2, 2005 · Amount on Record
Deed Document Number2021128820
Prior Transfer DateAug 31, 2005
Prior Transfer Doc0000099293
Record UpdatedOct 29, 2026

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateSep 16, 2021
Property Address465 CUMBERLAND TRL, CONROE, TX 77302-1089
Document Number0000128820
Map ReferenceCAB A SH 87-B
Instrument DateSep 13, 2021
Instrument2021128820
Transaction TypeTransfer
Record UpdatedDec 1, 2025

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 CUMBERLAND TRL, CONROE, TX 77302-1089

Mortgage

Document Number0000128821
DateSep 16, 2021
Instrument2021128821
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357,222 (+3.08%) Land $35,319 Building $321,903$357,222 (+3.08%) Land $35,319 Building $321,903
2025$7,014.00 (+3.31%)$346,559 (+4.69%) Land $35,319 Building $311,240$346,559 (+4.69%) Land $35,319 Building $311,240
2024$6,789.00 (-0.96%)$331,032 (+0.39%) Land $35,319 Building $295,713$331,032 (+0.39%) Land $35,319 Building $295,713
2023$6,855.00 Homeowner's exemption$329,730 Land $35,320 Building $294,410$329,730 Land $35,320 Building $294,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 161 policies
Nearby Flood Policies161 in force
Nearby Flood Claims94 (2016–2025)
Claims Outside the SFHA12 of 94
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 28 claims
  • Hurricane Harvey, Sep 2017 · 48 claims
  • Severe Storms And Flooding, Jun 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber		8,000 / 8,000
Xfinity
Fiber		2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area		2,000 / 2,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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