Montgomery County property record for 455 Cumberland Trl, Conroe, TX 77302
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,003 sqft · built 2004 |
| Lot Size | 0.353 acres (15,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,427 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-09-10900 |
| Primary APN | 8320-09-10900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,003 sqft Living Area |
| 1st Floor Area | 2,003 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 15,405 sqft (0.353 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 533 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R147213 |
|---|---|
| Street Address | 455 CUMBERLAND TRL |
| City | CONROE |
| State | TX |
| Zip | 77302-1089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RIVER PLANTATION 09, LOT 375-A, 376 |
| Legal Subdivision | RIVER PLANTATION 09 |
| Legal Lot Number | 375-A 376 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 693202 |
Source: Montgomery County records · APN 8320-09-10900
Assessment roll updated July 25, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 455 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2023 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 04, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Jul 28, 2017 | Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2023 |
| Deed Sale | Jan 03, 2023 |
| Prior Sale | Jul 28, 2017 |
| Deed Document Number | 2023000174 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 03, 2023 |
| Property Address | 455 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000000174 |
| Map Reference | CAB A SH 87B |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023000174 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Title Company | CHICAGO TITLE-FRIENDSWOOD, CHICAGO TITLE FRIENDSWOOD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 CUMEERLAND TRL, CONROE, TX 77302 |
| Document Number | 0000000175 |
|---|---|
| Date | Jan 03, 2023 |
| Instrument | 2023000175 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 455 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 455 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000097802 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020097802 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 455 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000098174 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 455 CUMBERLAND TRL CONROE TX 773021089, CONROE, TX 77302-1089 |
| Document Number | 0000098174 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 98174 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 28, 2017 |
| Property Address | 455 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000067177 |
| Map Reference | CAB A SH87B |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017067177 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 CUMBERLAND TRL, 455, CONROE, TX 77302-1089 |
| Name | Verified Name |
|---|---|
| Address | 455 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000067178 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017067178 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000067178 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017067178 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $311,000 (-0.77%) Land $46,215 Building $264,785 | $311,000 (-0.77%) Land $46,215 Building $264,785 | |
| 2024 | $6,427.00 (+36.02%) | $313,416 (+9.47%) Land $46,215 Building $267,201 | $313,416 (+0.89%) Land $46,215 Building $267,201 |
| 2023 | $4,725.00 Homeowner's exemption | $286,310 Land $46,220 Building $264,440 | $310,660 Land $46,220 Building $264,440 |
Source: FEMA National Flood Hazard Layer as of January 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 161 policies |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 94 (2016–2025) |
| Claims Outside the SFHA | 12 of 94 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST PLANTATION UTILITY DISTRICT serves 1,881 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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