Montgomery County property record for 450 Cumberland Trl, Conroe, TX 77302
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,921 sqft · built 1999 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,100 (May 2020) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-09-15100 |
| Primary APN | 8320-09-15100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,921 sqft Living Area |
| 1st Floor Area | 1,921 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,400 sqft (0.239 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 373 sqft |
| Canopy | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 450 CUMBERLAND TRL |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77302-1086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RIVER PLANTATION 09, LOT 417 |
| Legal Subdivision | RIVER PLANTATION 09 |
| Legal Lot Number | 417 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 693202 |
450 Cumberland Trl is owned and occupied by an individual who bought it in May 2020.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 CUMBERLAND TRL, CONROE, TX 77302-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2020 | Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 1, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Aug 7, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on File |
| Deed Sale | May 18, 2020 · Amount on File |
| Prior Sale | May 20, 2002 · Amount on File |
| Deed Document Number | 202046723 |
| Prior Transfer Date | May 15, 2020 |
| Prior Transfer Doc | 0000046723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 18, 2020 |
| Property Address | 450 CUMBERLAND TRL, CONROE, TX 77302-1086 |
| Document Number | 0000046723 |
| Map Reference | CAB A SH 87-B |
| Instrument Date | May 15, 2020 |
| Instrument | 2020046723 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 CUMBERLAND TRL, CONROE, TX 77302-1086 |
| Document Number | 0000046724 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020046724 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 450 CUMBERLAND TRL, CONROE, TX 77302-1086 |
| Document Number | 0000094275 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 CUMBERLAND TRL CONROE TX 773021086, CONROE, TX 77302-1086 |
| Document Number | 0000094275 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 94275 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 450 CUMBERLAND TRL, CONROE, TX 77302-1086 |
| Document Number | 0000072867 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 CUMBERLAND TRL CONROE TX 773021086, CONROE, TX 77302-1086 |
| Document Number | 0000072867 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 72867 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2047 |
The 2025 property tax bill for 450 Cumberland Trl was $3,905 with a homeowner's exemption, down 8.2% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,612 (-5%) Land $31,200 Building $226,412 | $257,612 (-5%) Land $31,200 Building $226,412 | |
| 2025 | $3,905.00 (-8.18%) Homeowner's exemption | $271,170 (+1.98%) Land $31,200 Building $239,970 | $271,170 (+1.98%) Land $31,200 Building $239,970 |
| 2024 | $4,253.00 (+1.55%) Homeowner's exemption | $265,913 (+2.57%) Land $31,200 Building $234,713 | $265,913 (-5.7%) Land $31,200 Building $234,713 |
| 2023 | $4,188.00 Homeowner's exemption | $259,260 Land $31,200 Building $250,800 | $282,000 Land $31,200 Building $250,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Cumberland Trl in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 94 (2016–2025) |
| Claims Outside the SFHA | 12 of 94 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Cumberland Trl is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PLANTATION UTILITY DISTRICT serves 1,881 people · EPA ID TX1700283 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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