461 Arthur St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 461 Arthur St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,095 sqft · built 1910
Lot Size0.09 acres (3,960 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Mar 2002)
Tax Bill$3,794 (2026)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.59-3-1

Property Details

APN / Parcel Number

Primary APN421500 48.59-3-1
Alternative APN
  • 150004805900030010000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,095 sqft Living Area
1st Floor Area626 sqft
Upper Floors Area469 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,960 sqft (0.09 acres)
Lot Dimensions120 ft deep x 33 ft wide
PorchSlab
Porch Area156 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address461 ARTHUR ST
CitySCHENECTADY
StateNY
Zip12306-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block3
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2001
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address461 ARTHUR ST, SCHENECTADY, NY 12306-3131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2002 · Amount on Record
Deed SaleMar 29, 2002 · Amount on Record
Prior SaleMar 21, 2002 · Amount on Record
Deed Book / Page1620 / 812
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address461 ARTHUR ST, SCHENECTADY, NY 12306-3131
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001684
DateJan 10, 2018
Book Page4813/227
Instrument201801684
Lender
NameSUSTAINABLE NEIGHBORHOODS LLC
TypeNon-Lending Institution
AddressNEW YORK, NY 10004
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,794.00 (+4.37%) Homeowner's exemption
2025$3,635.00 (+10.79%)$78,200 (-) Land $11,700 Building $66,500$129,492 (+30.82%) Land $19,374 Building $110,118
2023$78,200 (-) Land $11,700 Building $66,500$98,987 (+3.8%) Land $14,810 Building $84,177
2022$78,200 Land $11,700 Building $66,500$95,366 Land $14,268 Building $81,098
2021$3,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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