Schenectady County and Schenectady City property record for 450 Arthur St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,131 sqft · built 1920 |
| Lot Size | 0.097 acres (4,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Sep 2024) |
| Tax Bill | $6,463 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.59-2-35 |
| Primary APN | 421500 48.59-2-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,131 sqft Total Area |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 888 sqft |
| Upper Floors Area | 355 sqft |
| Attic | Attic |
| Attic Area | 355 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,240 sqft (0.097 acres) |
| Lot Dimensions | 120 ft deep x 35.3 ft wide |
| Porch | Porch |
| Porch Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 450 ARTHUR ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3114 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND PART OF 21 2 WOOD |
| Legal Subdivision | JOHN W H GRUPE |
| Legal Block | 2 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21200 |
450 Arthur St, a duplex, is owned by an individual who bought it in September 2024.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 953 WENDELL AVE, SCHENECTADY, NY 12308-3342 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2024 | Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Feb 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Mar 27, 2019 | Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Jun 23, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on File |
| Deed Sale | Sep 9, 2024 · Amount on File |
| Prior Sale | Mar 27, 2019 · Amount on File |
| Deed Document Number | 202453308 |
| Deed Book / Page | 2137 / 415 |
| Prior Transfer Date | Jun 29, 2012 |
| Prior Transfer Doc | 0000046622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 9, 2024 |
| Property Address | 450 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Document Number | 0000053308 |
| Book / Page | 2137 / 415 |
| Instrument Date | Aug 22, 2024 |
| Instrument | 202453308 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $968.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Name | Verified Name |
|---|---|
| Address | 953 WENDELL AVE, SCHENECTADY, NY 12308-3342 |
| Document Number | 0000053309 |
|---|---|
| Date | Sep 9, 2024 |
| Instrument | 202453309 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 450 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 450 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Document Number | 0000009814 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 5203/758 |
| Instrument | 202209814 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 27, 2019 |
| Property Address | 450 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Document Number | 0000013312 |
| Book / Page | 2008 / 107 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 201913312 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15805 RIVERSIDE DR, 15805, WHITESTONE, NY 11357-1341 |
| Name | Verified Name |
|---|---|
| Address | 593 2ND ST, ALBANY, NY 12206-2230 |
| Document Number | 0000013314 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 4901/672 |
| Instrument | 201913314 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 23, 2017 |
| Property Address | 450 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Document Number | 0000028143 |
| Book / Page | 001965 / 000670 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 28143 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $106.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15805 RIVERSIDE DR WHITESTONE NY 113571341, WHITESTONE, NY 11357-1341 |
The 2026 property tax bill for 450 Arthur St was $6,463, up 2.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,463.00 (+2.36%) | ||
| 2025 | $6,314.00 | $109,900 Land $16,500 Building $93,400 | $181,984 Land $27,322 Building $154,662 |
| 2023 | $109,900 (-) Land $16,500 Building $93,400 | $139,114 (+3.8%) Land $20,886 Building $118,228 | |
| 2022 | $109,900 Land $16,500 Building $93,400 | $134,024 Land $20,122 Building $113,902 | |
| 2021 | $5,909.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 450 Arthur St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 450 Arthur St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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