4649 Pepper Mill St, Moorpark, CA 93021 Property Records

Ventura County property record for 4649 Pepper Mill St, Moorpark, CA 93021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,533 sqft · built 1981
Lot Size	0.181 acres (7,878 sqft)
Owner	2 Individual Names on File
Last Sale	$754,000 (Aug 2019)
Tax Bill	$7,123 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`504-0-047-105`

Property Details

APN / Parcel Number

Primary APN	`504-0-047-105`
Alternative APN	`5170447105`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,533 sqft Living Area
1st Floor Area	1,322 sqft
2nd Floor Area	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	7,878 sqft (0.181 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	405 sqft
Deck Area	120 sqft
Patio Area	180 sqft

Location & Zoning

Old Parcel Number	5170447105
Street Address	4649 PEPPER MILL ST
City	MOORPARK
State	CA
Zip	93021-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-7
Legal Description	TRACT: 303202 LOT: 102 REF: 088MR 087
Legal Subdivision	TRACT NO 3032 2
Legal Tract	303202
Legal Block	47
Legal Lot Number	102
Jurisdiction	VENTURA CA
Township / Civil Division	MOORPARK
Census Block Group	2
Census Block	2009
Census Tract	7612

Owner

4649 Pepper Mill St is owned and occupied by two individuals who bought it in August 2019.

Source: Ventura County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4649 PEPPER MILL ST, MOORPARK, CA 93021-2429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 9, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Aug 9, 2019	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Oct 8, 2015 · Amount on File
Deed Document Number	201991859
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	0000091858
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4649 PEPPER MILL ST, MOORPARK, CA 93021-2429
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 PEPPER MIII ST, MOORPARK, CA 93021-2429

Mortgage

Document Number	0000038955
Date	Feb 23, 2021
Instrument	20210223-00038955

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4649 PEPPER MILL ST, MOORPARK, CA 93021-2429
Document Number	0000071652
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4649 PEPPER MILL ST MOORPARK CA 930212429, MOORPARK, CA 93021-2429

Mortgage

Document Number	0000071652
Date	May 22, 2020
Instrument	71652

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 9, 2019
Property Address	4649 PEPPER MILL ST, MOORPARK, CA 93021-2429
Document Number	0000091858
Instrument Date	Jul 16, 2019
Instrument	91858
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12741 SUMMER ST MOORPARK CA 930212902, MOORPARK, CA 93021-2902

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 9, 2019
Property Address	4649 PEPPER MILL ST, MOORPARK, CA 93021-2429
Document Number	0000091859
Instrument Date	Jul 8, 2019
Instrument	91859
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4649 PEPPER MILL ST MOORPARK CA 930212429, MOORPARK, CA 93021-2429

Mortgage

Document Number	91860
Date	Aug 9, 2019
Instrument	91860

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4649 Pepper Mill St was $7,123 with a veteran's exemption, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Moorpark City
Unified School District	Moorpark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$841,098 (+2%) Land $546,603 Building $294,495
2025	$7,123.00 (+2.03%) Veteran's exemption	$824,606 Land $535,885 Building $288,721
2024	$6,981.00 (+1.42%)
2023	$6,883.00 (+1.4%)	$792,587 Land $515,077 Building $277,510
2022	$6,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4649 Pepper Mill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4649 Pepper Mill St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 1 - MOORPARK serves 35,514 people · EPA ID CA5610018
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aspire Broadband Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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