4651 Pepper Mill St, Moorpark, CA 93021 Property Records

Ventura County property record for 4651 Pepper Mill St, Moorpark, CA 93021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,533 sqft · built 1981
Lot Size	0.153 acres (6,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,055,000 (Jul 2024)
Tax Bill	$11,468 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`504-0-047-095`

Property Details

APN / Parcel Number

Primary APN	`504-0-047-095`
Alternative APN	`5170447095`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,533 sqft Living Area
1st Floor Area	1,322 sqft
2nd Floor Area	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	6,662 sqft (0.153 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	474 sqft

Location & Zoning

Old Parcel Number	5170447095
Street Address	4651 PEPPER MILL ST
City	MOORPARK
State	CA
Zip	93021-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-7
Legal Description	TRACT: 303202 LOT: 101 REF: 088MR 087
Legal Subdivision	3032-2
Legal Tract	303202
Legal Block	47
Legal Lot Number	101
Jurisdiction	VENTURA CA
Township / Civil Division	MOORPARK
Census Block Group	2
Census Block	2009
Census Tract	7612

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 23, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Apr 27, 2020	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 9, 2018	Intrafamily Transfer, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	202449273
Last Transfer Date	Sep 16, 2025
Transfer Doc	0000067843
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065458
Date	Sep 30, 2024
Instrument	2024000065458

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PASCO CAMARILLO #304 304, 304, CAMARILLO, CA 93010-5853

Mortgage

Document Number	0000066423
Date	Jun 13, 2022
Instrument	2022000066423

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	May 1, 2050

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Sep 23, 2025
Property Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429
Document Number	0000067843
Map Reference	MB 88 PG 87-90
Instrument Date	Sep 16, 2025
Instrument	2025000067843
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067844
Date	Sep 23, 2025
Instrument	2025000067844

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 27, 2020
Property Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429
Document Number	0000056719
Instrument Date	Apr 1, 2020
Instrument	56719
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4651 PEPPER MILL ST MOORPARK CA 930212429, MOORPARK, CA 93021-2429

Mortgage

Document Number	56720
Date	Apr 27, 2020
Instrument	56720

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 9, 2018
Property Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429
Document Number	0000014725
Map Reference	MB88 PG87-90
Instrument Date	Feb 2, 2018
Instrument	20180209-00014725
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4651 PEPPER MILL ST, MOORPARK, CA 93021-2429

Mortgage

Document Number	0000014726
Date	Feb 9, 2018
Instrument	20180209-00014726

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Index	LIBOR
Max Rate	9.95%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Moorpark City
Unified School District	Moorpark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,076,100 (+2%) Land $699,720 Building $376,380
2025	$11,468.00 (+32.03%)	$1,055,000 (+34.72%) Land $686,000 Building $369,000
2024	$8,686.00 (+2.27%)
2023	$8,493.00 (+2.66%)	$783,126 Land $509,296 Building $273,830
2022	$8,273.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 1 - MOORPARK serves 35,514 people · EPA ID CA5610018
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aspire Broadband Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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