4644 Pepper Mill St, Moorpark, CA 93021 Property Records

Ventura County property record for 4644 Pepper Mill St, Moorpark, CA 93021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,138 sqft · built 1981
Lot Size	0.179 acres (7,781 sqft)
Owner	2 Trust Names on File
Last Sale	$759,000 (Sep 2020)
Tax Bill	$8,893 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`504-0-044-085`

Property Details

APN / Parcel Number

Primary APN	`504-0-044-085`
Alternative APN	`5170444085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	1,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	7,781 sqft (0.179 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5170444085
Street Address	4644 PEPPER MILL ST
City	MOORPARK
State	CA
Zip	93021-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-7
Legal Description	TRACT: 303202 LOT: 116 REF: 088MR 087
Legal Subdivision	TRACT NO 3032 2
Legal Tract	303202
Legal Block	44
Legal Lot Number	116
Jurisdiction	VENTURA CA
Township / Civil Division	MOORPARK
Census Block Group	2
Census Block	2011
Census Tract	7612

Owner

4644 Pepper Mill St is owner-occupied and held in a trust since February 2026.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4644 PEPPER MILL ST, MOORPARK, CA 93021-2405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Intrafamily Transfer, Transfer · Reverse Mortgage NEW AMERICAN FUNDING
Nov 7, 2025	Intrafamily Transfer, Transfer
Sep 14, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Mar 24, 2004 · Amount on File
Deed Document Number	2020144111
Last Transfer Date	Feb 18, 2026
Transfer Doc	0000016241
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 3, 2026
Property Address	4644 PEPPER MILL ST, MOORPARK, CA 93021-2405
Document Number	0000016241
Map Reference	MB 88 PG 87-90
Instrument Date	Feb 18, 2026
Instrument	2026000016241
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4644 PEPPER MILL ST, MOORPARK, CA 93021-2405

Mortgage

Document Number	0000016242
Date	Mar 3, 2026
Instrument	2026000016242

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 7, 2025
Property Address	4644 PEPPER MILL ST, MOORPARK, CA 93021-2405
Document Number	0000080314
Map Reference	MB 88 PG 87-90
Instrument Date	Oct 30, 2025
Instrument	2025000080314
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4644 PEPPER MILL ST, MOORPARK, CA 93021-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4644 PEPPER MILL ST, MOORPARK, CA 93021-2405

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 14, 2020
Property Address	4644 PEPPER MILL ST, MOORPARK, CA 93021-2405
Document Number	0000144111
Map Reference	MB 88 PG 87-90
Instrument Date	Aug 11, 2020
Instrument	20200914-00144111
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4644 PEPPER MILL ST, MOORPARK, CA 93021-2405

Mortgage

Document Number	0000144112
Date	Sep 14, 2020
Instrument	20200914-00144112

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4644 Pepper Mill St was $8,893, up 2.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Moorpark City
Unified School District	Moorpark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$837,996 (+2%) Land $544,864 Building $293,132
2025	$8,893.00 (+2.37%) Homeowner's exemption	$821,565 Land $534,180 Building $287,385
2024	$8,687.00 (+2.28%)
2023	$8,493.00 (+2.68%) Homeowner's exemption	$789,663 Land $513,437 Building $276,226
2022	$8,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4644 Pepper Mill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4644 Pepper Mill St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 1 - MOORPARK serves 35,514 people · EPA ID CA5610018
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aspire Broadband Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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