4643 Cedar Pass Dr, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4643 Cedar Pass Dr, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	1,850 sqft
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (May 2020)
Tax Bill	$2,372 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0403-84-3800`

Property Details

APN / Parcel Number

Primary APN	`0403-84-3800`

Interior

Bedrooms	3 Beds
Building Area	1,850 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	305 ft deep x 110 ft wide
Garage Area	414 sqft

Location & Zoning

Street Address	4643 CEDAR PASS DR
City	HOPE MILLS
State	NC
Zip	28348-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SHEFFIELD FARMS NORTH LO:146 SE:03 PL:0122-0093
Legal Subdivision	SHEFFIELD FARMS SEC 3
Legal Block	84
Legal Lot Number	146
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2009
Census Tract	3105

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4643 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 28, 2019	Warranty Deed, Construction Loan · Construction Mortgage SELECT BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	202017940
Deed Book / Page	10774 / 349
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 27, 2020
Property Address	4643 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Document Number	0107740349
Book / Page	10774 / 349
Map Reference	MB 122 PG 93&94
Instrument Date	May 27, 2020
Instrument	17940
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 ROBESON ST, 1135, FAYETTEVILLE, NC 28305-5527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 CEDAR PASS DR, HOPE MILLS, NC 28348-7018

Mortgage

Document Number	0000017941
Date	May 27, 2020
Instrument	17941

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 28, 2019
Property Address	4643 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Document Number	0105310567
Book / Page	10531 / 567
Instrument Date	Jun 26, 2019
Instrument	19496
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 ROBESON ST, FAYETTEVILLE, NC 28305-5527
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019497
Date	Jun 28, 2019
Instrument	19497

Lender

Name	SELECT BANK & TRUST CO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,372.00
2025	$2,372.00 (+20.77%)	$279,020 (+67.56%) Land $55,000 Building $224,020	$279,020 (+67.56%) Land $55,000 Building $224,020
2024	$1,964.00 (+1.92%)	$166,519 (-) Land $35,000 Building $131,519	$166,519 (-) Land $35,000 Building $131,519
2023	$1,927.00 (+1.96%)	$166,519 Land $35,000 Building $131,519	$166,519 Land $35,000 Building $131,519
2022	$1,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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