4638 Cedar Pass Dr, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4638 Cedar Pass Dr, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,607 sqft · built 2011
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Apr 2022)
Tax Bill	$2,062 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0403-84-0849`

Property Details

APN / Parcel Number

Primary APN	`0403-84-0849`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,607 sqft Heated Area
1st Floor Area	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	111 ft deep x 90.5 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	63 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4638 CEDAR PASS DR
City	HOPE MILLS
State	NC
Zip	28348-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SHEFFIELD FARMS NORTH LO:191 SE:03 PL:0122-0093
Legal Subdivision	SHEFFIELD FARMS SEC 3
Legal Block	84
Legal Lot Number	191
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2018
Census Tract	3105

Owner

4638 Cedar Pass Dr is owned and occupied by an individual who bought it in April 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4638 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HM LNDG
Aug 31, 2017	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Dec 31, 2019 · Amount on File
Deed Document Number	202213905
Deed Book / Page	11437 / 471
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 4, 2022
Property Address	4638 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Document Number	0114370471
Book / Page	11437 / 471
Map Reference	MB 122 PG 93-94
Instrument Date	Mar 15, 2022
Instrument	13905
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 JOHNSON PL, 1504, FULLERTON, CA 92833-2337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4638 CEDAR PASS DR, HOPE MILLS, NC 28348-7018

Mortgage

Document Number	0000013906
Date	Apr 4, 2022
Instrument	13906

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0114370486
Date	Apr 4, 2022
Book Page	11437/486
Instrument	13907

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4638 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110350816
Date	Feb 24, 2021
Book Page	11035/816
Instrument	8428

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4638 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4638 CEDAR PASS DR HOPE MILLS NC 283487018, HOPE MILLS, NC 28348-7018

Mortgage

Document Number	106620649
Date	Dec 31, 2019
Book Page	010662/000649
Instrument	42174

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 31, 2017
Property Address	4638 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Document Number	0101600577
Book / Page	10160 / 577
Instrument Date	Aug 31, 2017
Instrument	27799
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4638 CEDAR PASS DR, HOPE MILLS, NC 28348-7018

Mortgage

Document Number	27800
Date	Aug 31, 2017
Instrument	27800

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4638 Cedar Pass Dr was $2,062.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,062.00
2025	$2,062.00 (+15.65%)	$225,852 (+52.99%) Land $55,000 Building $170,852	$225,852 (+52.99%) Land $55,000 Building $170,852
2024	$1,783.00 (+2.12%)	$147,629 (-) Land $35,000 Building $112,629	$147,629 (-) Land $35,000 Building $112,629
2023	$1,746.00 (+2.17%)	$147,629 Land $35,000 Building $112,629	$147,629 Land $35,000 Building $112,629
2022	$1,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4638 Cedar Pass Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4638 Cedar Pass Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Pass Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures