4652 Cedar Pass Dr, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4652 Cedar Pass Dr, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2010
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2022)
Tax Bill	$1,860 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0403-84-0643`

Property Details

APN / Parcel Number

Primary APN	`0403-84-0643`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Heated Area
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	113 ft deep x 88.6 ft wide
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4652 CEDAR PASS DR
City	HOPE MILLS
State	NC
Zip	28348-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SHEFFIELD FARMS NORTH LO:189 SE:03 PL:0122-0093
Legal Subdivision	SHEFFIELD FARMS SEC 3
Legal Block	84
Legal Lot Number	189
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2018
Census Tract	3105

Owner

4652 Cedar Pass Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4652 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Nov 12, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 22, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Nov 12, 2021 · Amount on File
Deed Document Number	202225644
Deed Book / Page	11505 / 386
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 23, 2022
Property Address	4652 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Document Number	0115050386
Book / Page	11505 / 386
Map Reference	MB 122 PG 93&94
Instrument Date	Jun 6, 2022
Instrument	25644
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4652 CEDAR PASS DR, HOPE MILLS, NC 28348-7018

Mortgage

Document Number	0000025646
Date	Jun 23, 2022
Instrument	25646

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 12, 2021
Property Address	4652 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Document Number	0113080777
Book / Page	11308 / 777
Map Reference	MB 122 PG 94
Instrument Date	Nov 10, 2021
Instrument	52732
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2941 216TH PL SW, BRIER, WA 98036-8044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 22, 2019
Property Address	4652 CEDAR PASS DR, HOPE MILLS, NC 28348-7018
Document Number	0105460544
Book / Page	010546 / 000544
Instrument Date	Jul 17, 2019
Instrument	22250
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4652 CEDAR PASS DR HOPE MILLS NC 283487018, HOPE MILLS, NC 28348-7018

Mortgage

Document Number	105460546
Date	Jul 22, 2019
Book Page	010546/000546
Instrument	22251

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4652 Cedar Pass Dr was $1,860.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,860.00
2025	$1,860.00 (-0.32%)	$245,819 (+47.61%) Land $55,000 Building $190,819	$245,819 (+47.61%) Land $55,000 Building $190,819
2024	$1,866.00 (+2.02%)	$166,535 (-) Land $35,000 Building $131,535	$166,535 (-) Land $35,000 Building $131,535
2023	$1,829.00 (+2.06%)	$166,535 Land $35,000 Building $131,535	$166,535 Land $35,000 Building $131,535
2022	$1,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4652 Cedar Pass Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4652 Cedar Pass Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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