Bell County property record for 4642 E US Hwy 190, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 2020 |
| Lot Size | 1.22 acres (53,133 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,300 (Sep 2020) |
| Tax Bill | $588 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0432890001 |
| Primary APN | 0432890001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,133 sqft (1.22 acres) |
| Lot Dimensions | 267 ft deep x 199 ft wide |
| Porch | Open Porch |
| Storage Building | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4642 E US HIGHWAY 190 |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-7340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WACO PRODUCTION CREDIT ASSOC, BLOCK 001, LOT 0001 |
| Legal Subdivision | WACO PRODUCTION CREDIT ASSOC |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 20900 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4642 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Sep 14, 2020 | Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD |
| Aug 1, 2018 | Loan Modification, Mortgage CAPITAL FARM CR PCA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on Record |
| Deed Sale | Sep 14, 2020 · Amount on Record |
| Deed Document Number | 202048754 |
| Prior Transfer Date | Sep 11, 2020 |
| Prior Transfer Doc | 0000048754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4642 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4642 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Document Number | 0000006880 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024006880 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 465 Months |
| Due | Nov 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4642 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4642 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Document Number | 0000005899 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023005899 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 14, 2020 |
| Property Address | 4645 E US HIGHWAY 190, TEMPLE, TX 76501 |
| Document Number | 0000048754 |
| Map Reference | CAB A SL 74-B |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020-00048754 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4642 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Document Number | 0000048755 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020-00048755 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4645 E US HIGHWAY 190, TEMPLE, TX 76501 |
| Document Number | 0000034506 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5792 NEW COLONY LOOP ROGERS TX 765693741, ROGERS, TX 76569-3741 |
| Document Number | 0000034506 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 34506 |
| Name | CAPITAL FARM CR PCA |
|---|---|
| Type | Funding / Finance Company |
| Address | BRYAN, TX 77802 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 16, 2028 |
| Rate | 6.75% |
|---|
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588.00 (-8.98%) | $134,598 (-18.69%) | $169,819 (+2.58%) Land $28,160 Building $141,659 |
| 2023 | $646.00 (-75.11%) | $165,541 Land $20,191 Building $145,350 | $165,541 Land $20,191 Building $145,350 |
| 2022 | $2,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELL COUNTY WCID 5 serves 579 people · EPA ID TX0140024 |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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