Bell County property record for 4616 E US Hwy 190, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,408 sqft · built 2021 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,100 (May 2021) |
| Tax Bill | $1,536 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0390650000 |
| Primary APN | 0390650000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 19,950 sqft (0.458 acres) |
| Lot Dimensions | 266 ft deep x 75 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating Fuel | Gas |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4616 E US HIGHWAY 190 |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-7340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GERSTENBERG SUBDIVISION, BLOCK 001, LOT 0008 |
| Legal Subdivision | GERSTENBERG SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 20900 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4616 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Sep 1, 2020 | Deed of Trust, Construction Loan · Construction Mortgage WILDCAT LENDING FUND INC LLC WILDCAT LENDING FUND INC LLC |
| Mar 24, 2020 | Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on Record |
| Deed Sale | May 3, 2021 · Amount on Record |
| Prior Sale | Mar 24, 2020 |
| Deed Document Number | 202127000 |
| Prior Transfer Date | Apr 30, 2021 |
| Prior Transfer Doc | 0000027000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 3, 2021 |
| Property Address | 4616 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Document Number | 0000027000 |
| Map Reference | CAB A SL 206C |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021027000 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4616 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Document Number | 0000027001 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021027001 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 1, 2020 |
| Property Address | 4616 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Document Number | 0000046337 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 46337 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8370 HARTRICK BLUFF RD TEMPLE TX 765022154, TEMPLE, TX 76502-2154 |
| Document Number | 0000046337 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 46337 |
| Name | WILDCAT LENDING FUND INC LLC WILDCAT LENDING FUND INC LLC |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75093 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 31, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 24, 2020 |
| Property Address | 4616 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Document Number | 0000014553 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 14553 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8370 HARTRICK BLUFF RD TEMPLE TX 765022154, TEMPLE, TX 76502-2154 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,536.00 (-14.57%) | $205,538 (+2.75%) Land $13,167 Building $192,371 | $205,538 (+2.75%) Land $13,167 Building $192,371 |
| 2023 | $1,798.00 (-44.95%) Homeowner's exemption | $200,037 Land $8,180 Building $191,857 | $200,037 Land $8,180 Building $191,857 |
| 2022 | $3,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELL COUNTY WCID 5 serves 579 people · EPA ID TX0140024 |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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