Bell County property record for 4670 E US Hwy 190, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft · built 2020 |
| Lot Size | 1.22 acres (53,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,558 (Apr 2021) |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0432890003 |
| Primary APN | 0432890003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 53,200 sqft (1.22 acres) |
| Lot Dimensions | 266 ft deep x 200 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4670 E US HIGHWAY 190 |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-7340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WACO PRODUCTION CREDIT ASSOC, BLOCK 001, LOT 0003 |
| Legal Subdivision | WACO PRODUCTION CREDIT ASSOC |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 20900 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4740 E BUSINESS 190, TEMPLE, TX 76501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 8, 2024 | Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Apr 23, 2021 | Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP |
| Aug 1, 2018 | Loan Modification, Mortgage CAPITAL FARM CR PCA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 202124841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4740 E BUSINESS 190, TEMPLE, TX 76501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC |
| Name | Verified Name |
|---|---|
| Address | 4740 E BUSINESS 190, TEMPLE, TX 76501 |
| Document Number | 0000061733 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025061733 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 8, 2024 |
| Property Address | 4670 E US HIGHWAY 190, TEMPLE, TX 76501 |
| Document Number | 0000010062 |
| Map Reference | CAB A SL 74B |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024010062 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | NOT AVAILABLE, TEJAS LAND & TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4740 E BUSINESS #190 # 190, 190, TEMPLE, TX 76501 |
| Document Number | 0000010063 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024010063 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 23, 2021 |
| Property Address | 4670 E US HIGHWAY 190, TEMPLE, TX 76501 |
| Document Number | 0000024841 |
| Map Reference | CAB A SL 74B |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021024841 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5792 NEW COLONY LOOP, ROGERS, TX 76569-3741 |
| Name | Verified Name |
|---|---|
| Address | 4740 E BUSINESS 190, TEMPLE, TX 76501 |
| Document Number | 0000024842 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021024842 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4670 E US HIGHWAY 190, TEMPLE, TX 76501-7340 |
| Document Number | 0000034506 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5792 NEW COLONY LOOP ROGERS TX 765693741, ROGERS, TX 76569-3741 |
| Document Number | 0000034506 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 34506 |
| Name | CAPITAL FARM CR PCA |
|---|---|
| Type | Funding / Finance Company |
| Address | BRYAN, TX 77802 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 16, 2028 |
| Rate | 6.75% |
|---|
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,683.00 (-48.12%) | $225,404 (+3.06%) Land $28,196 Building $197,208 | $225,404 (+3.06%) Land $28,196 Building $197,208 |
| 2023 | $3,244.00 (-5.83%) | $218,721 Land $20,216 Building $198,505 | $218,721 Land $20,216 Building $198,505 |
| 2022 | $3,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELL COUNTY WCID 5 serves 579 people · EPA ID TX0140024 |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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